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$399,000

2318 W CORDELIA STREET, TAMPA, FL 33607

Active85 days on market

Beds

Baths

Sq Ft

1,056 sq ft

Year Built

1918

Lot Size

0.12 acres

Garage

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About This Property

Welcome to this beautifully maintained 3-bedroom, 2-bathroom home nestled in the heart of Tampa. Built in 1918, this home is a perfect blend of timeless charm and modern updates. Offering exceptional value and peace of mind with NO FLOOD ZONE, NO HOA, and so much more! Stepping inside, you are greeted by 12-foot ceilings, elegant crown molding, modern light fixtures, and stylishly renovated bathrooms. Beyond the prime location, this home is packed with character and is ready for you to make it your own! Prepare to be enchanted by the cozy living area filled with natural sunlight and laminate wood flooring, providing a warm and welcoming atmosphere for hosting friends and family. Seamlessly flowing from the living area, you will discover a highly functional kitchen offering ample counterspace, solid wood cabinetry, and direct access to the fully fenced backyard. The expansive outdoor retreat is perfect for enjoyment, and the added metal garage offers plenty of room for toys or a workshop. Impeccably maintained with meticulous care, this residence is the perfect foundation for your Tampa lifestyle. Perfectly positioned as a true urban retreat, this home offers unparalleled access to the heartbeat of Tampa Bay. Enjoy being just minutes from Downtown, I-275, and an elite selection of the city’s top-rated breweries, eateries, and scenic parks. Schedule your private showing today!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8498353

StatusActive

Year Built1918

Total Rooms3

ConstructionStucco, Wood Frame

RoofShingle

FoundationCrawlspace

FacesNorth

SubdivisionWEST TAMPA HEIGHTS

CountyHillsborough

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, High Ceilings, Primary Bedroom Main Floor, Solid Wood Cabinets, Thermostat

FlooringTile, Hardwood

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator

LaundryIn Garage

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorDog Run, Fire Pit, Lighting, Private Mailbox, Private Yard, Rain Gutters, Sidewalk, Storage

Lot Size0.12 acres (5,150 sq ft)

Road SurfacePaved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Water Available, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$399,000

Original Price$439,000

Annual Taxes$5,202 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningRS-50

Parcel #A1129184P200001000008.0

Directions

North on Armenia, left on Cordelia St, property on right hand side. Park on street.

Location

2318 W CORDELIA STREET, TAMPA, FL 33607

Listing Information

OfficeCOLDWELL BANKER REALTY

ListedApril 16, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$399,000

Down Payment20% ($79,800)

Interest Rate6.75%

Loan Term

Principal & Interest$2,070

Property Tax (est.)$366

Insurance (est.)$150

Total Monthly$2,586

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How to Buy This Home

Multiple financing options available for this $399,000 home in TAMPA.

🏛️

FHA Loan

$13,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 10, 2026.