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$149,900

3600 MAGNOLIA RIDGE CIRCLE UNIT 1224, PALM HARBOR, FL 34684

Active153 days on market

Beds

2

Baths

2

Sq Ft

1,090 sq ft

Year Built

1982

Lot Size

2.00 acres

Garage

About This Property

DON’T MISS THIS GORGEOUS CORNER UNIT in a park-like community - 2 bedroom, 2 bath, with your personal carport close to your front door! This home also includes a bonus room - great space for a home office or hobbies. Being an end unit, BOTH bedrooms feature a side window for extra brightness and views. Extra windows make this home light and bright! The open floor plan is easy for entertaining. The large kitchen is the home-chef’s dream with TONS of cabinetry and space for an eat-in bistro set. Master bedroom includes an en-suite bathroom and large walk-in closet. Split plan layout allows for both bedrooms to have privacy and both are generously sized. Make chores a breeze with this in-unit private laundry room with the included full sized washer and dryer. Other upgrades include: NEW Hurricane impact windows (2018), NEW Water Heater (2026), NEW Washing Machine (2026) and the same beautifully continuous tile throughout. This community is set in a park-like atmosphere, is quiet and includes a gorgeous community pool. Close to the Pinellas Trail, Downtown Dunedin, Countryside mall, shopping, restaurants and award-winning beaches including Honeymoon Island and Clearwater Beach! Magnolia Ridge offers an easy-living lifestyle with a low HOA that includes internet, cable, water, sewer, and trash. Not in a flood zone – SAVES YOU MONEY and provides peace of mind $$!!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8498754
StatusActive
Year Built1982
Stories1
Total Rooms8
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionMAGNOLIA RIDGE CONDO
CountyPinellas
OwnershipCondominium

Interior Features

InteriorOpen Floorplan, Split Bedroom, Walk-In Closet(s), Window Treatments
FlooringTile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsStorm Window(s), Window Treatments
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorSidewalk
Lot Size2.00 acres (100,464 sq ft)
Lot FeaturesLandscaped, Near Public Transit, Sidewalk
Road SurfacePaved
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$149,900
Original Price$175,000
Annual Taxes$1,228 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningX
Parcel #172816544400021224

Schools

ElementaryCurlew Creek Elementary-PN
MiddlePalm Harbor Middle-PN
HighCountryside High-PN

Directions

From Countryside Blvd, turn right on Whitehall Drive, then take the 2nd left on Magnolia Ridge Circle. DO NOT FOLLOW the curve to the right - instead follow Magnolia Ridge Circle to the left to building #3600. The condo is on the right hand side. Upper right hand corner of the building. Unit is Letter J. Carport is located directly in front of the building #J (2nd from the right edge).

Location

3600 MAGNOLIA RIDGE CIRCLE UNIT 1224, PALM HARBOR, FL 34684

Listing Information

OfficeREALTY EXPERTS
ListedApril 16, 2026

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Home Price

$149,900

20% ($29,980)
6.75%

Loan Term

Principal & Interest$778
Property Tax (est.)$137
Insurance (est.)$150
Total Monthly$1,065
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $149,900 home in PALM HARBOR.

🏛️

FHA Loan

$5,247 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$7,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 16, 2026.

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