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$380,000

3503 W SHELL POINT ROAD, RUSKIN, FL 33570

3D Tour
Active132 days on market

Beds

3

Baths

3

Sq Ft

1,497 sq ft

Year Built

1959

Lot Size

0.17 acres

Garage

—

About This Property

Short Sale. This property is just one canal in from open water and has a brand new seawall. This lot has a mainstructure of 1297 sqft with 2 bedroom/ 2bath open concept and a full walk in laundry/pantry area. The screened back porch extended the entire length of the structure and connected to the bungalow. The 200 sqft bungalow was set up as a full bath efficiancy. Off the canal side of the bugalow the pad extended another 140 sqft so that additional living space could be utilized. Thats was then, THIS IS NOW - how are you going to capitalize and this property? Make it your own retreat, set it up as an income generating property, or lean into what was originally designed - a full time residence with the ability to generate additional income. Speak with your agent on how this Short Sale may be the perfect match for your future.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8499031
StatusActive
Year Built1959
Total Rooms6
ConstructionVinyl Siding, Wood Frame
RoofMetal
FoundationCrawlspace
FacesNorthwest
SubdivisionSHELL POINT 1ST ADD TO
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, Open Floorplan
FlooringHardwood
AppliancesOther
LaundryInside, Laundry Room
WindowsStorm Window(s)
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorFrench Doors, Other, Private Mailbox, Rain Gutters, Storage
FencingChain Link, Fenced, Vinyl
Other StructuresGuest House, Shed(s), Storage
Lot Size0.17 acres (7,316 sq ft)
Lot Dimensions59 x 124
Lot FeaturesFlood Insurance Required, FloodZone
Road SurfacePaved, Asphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesCanal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$380,000
Annual Taxes$597 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U11321818T00000000020.0

Schools

ElementaryThompson Elementary
MiddleShields-HB
HighLennard-HB

Directions

From I75 head West on SR 674 turn right heading North on US 41. At the light turn left on Shell Point Rd. Follow almost to the end. The property is just past the vacant corner lots on the right.

Location

3503 W SHELL POINT ROAD, RUSKIN, FL 33570

Listing Information

OfficeCENTURY 21 BEGGINS ENTERPRISES
ListedApril 17, 2026

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Home Price

$380,000

20% ($76,000)
6.75%

Loan Term

Principal & Interest$1,972
Property Tax (est.)$348
Insurance (est.)$150
Total Monthly$2,470
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $380,000 home in RUSKIN.

🏛️

FHA Loan

$13,300 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 6, 2026.

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