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$254,900

8840 CARMEN LANE, PORT RICHEY, FL 34668

3D Tour
Active149 days on market

Beds

3

Baths

2

Sq Ft

1,206 sq ft

Year Built

1978

Lot Size

0.12 acres

Garage

1

About This Property

Virtually Staged. NO HOA! UPDATED 3-BEDROOM, 2-BATH HOME WITH IMPACT WINDOWS, FENCED BACKYARD & SCREENED PORCH IN PORT RICHEY! Priced at $259,900, this well-maintained 1,206-square-foot single-family home offers an excellent opportunity for buyers seeking an affordable Florida home or investors looking to expand their rental portfolio. Step inside and discover a spacious kitchen featuring granite countertops, stainless steel appliances, rich espresso cabinetry, a large breakfast bar peninsula, and generous pantry storage. The functional layout offers comfortable living spaces, a primary bedroom with a walk-in closet and private en-suite bathroom, and two additional bedrooms ideal for guests, hobbies, or a home office. Enjoy Florida living in your fully fenced backyard, complete with raised garden beds and a screened-in porch perfect for relaxing or entertaining. An attached 1-car garage provides additional storage and convenience. MAJOR IMPROVEMENTS ALREADY COMPLETED! Hurricane impact windows (2017, with two replaced in 2021), HVAC (2020), roof (2016), and water heater (2016). These improvements add value and may help reduce some of the expenses associated with purchasing an older home. NO HOA FEES! Enjoy the flexibility of homeownership without mandatory homeowners association dues. Whether you're purchasing your first home, downsizing, or considering a long-term rental investment, this property offers a combination of practical features, outdoor space, and investment potential. Conveniently located in Port Richey, FL 34668, this home offers an opportunity to own a 3-bedroom, 2-bath single-family residence at an accessible price point. OFFERED AT $259,900 — SCHEDULE YOUR PRIVATE SHOWING TODAY!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8499418
StatusActive
Year Built1978
Total Rooms5
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionARISTIDA PH 02B
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringCeramic Tile
AppliancesDishwasher, Dryer, Refrigerator, Washer
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorGarden
Lot Size0.12 acres (5,400 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$254,900
Original Price$269,900
Annual Taxes$244 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR4
Parcel #162528014A000000750

Schools

ElementaryChasco Elementary-PO
MiddleChasco Middle-PO
HighFivay High-PO

Directions

From US Hwy 19 N, head East on Stone Rd, right onto Roble Way, Left onto Tripoli Way, follow the road around as it turns to the right, house will be on your left.

Location

8840 CARMEN LANE, PORT RICHEY, FL 34668

Listing Information

OfficeFULLER HOUSE REAL ESTATE
ListedApril 18, 2026

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Home Price

$254,900

20% ($50,980)
6.75%

Loan Term

Principal & Interest$1,323
Property Tax (est.)$234
Insurance (est.)$150
Total Monthly$1,706
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $254,900 home in PORT RICHEY.

🏛️

FHA Loan

$8,922 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 19, 2026.

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