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$195,000

3435 CASTLE STONE COURT, VALRICO, FL 33594

3D Tour
Active101 days on market

Beds

3

Baths

3

Sq Ft

1,408 sq ft

Year Built

2006

Lot Size

0.03 acres

Garage

About This Property

**100% Financing with NO Private Mortgage Insurance Available!** Welcome to 3435 Castle Stone Ct, a 3-bedroom, 2.5-bath end-unit townhome in Kings Mill, a gated townhome community in Valrico with a pool. With 1,408 square feet, a new roof in 2025, Flood Zone X designation with no required flood insurance, no CDD fees, and a $400/month HOA that includes exterior maintenance, water, sewer, trash, community pool access and a master insurance policy (this means you’ll only need an inexpensive interior homeowner’s insurance policy!) this home offers a strong value in a convenient suburban Tampa location. Meticulously maintained, carefully cared for, and thoughtfully refreshed, the home is move-in ready with updates that are easy to see. Fresh interior paint, new plush carpet, updated light fixtures, and updated ceiling fans create a clean, comfortable feel throughout. The kitchen features warm maple cabinetry, granite countertops, a new composite sink with updated faucet, a pantry, and an additional storage closet for everyday organization. The floor plan is practical and well suited for everyday living, with the main living areas downstairs and all bedrooms located upstairs. The upstairs laundry space adds convenience, and the newer washer and dryer are included. With 3 bedrooms and 2.5 baths, the layout offers useful separation between shared living areas and private rooms. As an end unit, the home benefits from extra windows, more natural light, added green space, and a more open feel than many interior townhomes. Sliding glass doors lead to a private patio, creating an easy outdoor extension for morning coffee, quiet evenings, or a small seating area. The home is also set on one of the more spacious lots in the community, adding to its sense of privacy and outdoor usability. Key practical updates and ownership details include a new roof in 2025, a water heater replaced in 2016, a new dishwasher, Flood Zone X designation with no required flood insurance, no CDD fees, and a $400/month HOA that includes exterior maintenance, trash, water, sewer, master insurance policy, gated entry, and community pool access. Valrico is a well-positioned east Hillsborough County community for buyers who want suburban convenience with highly rated schools as well as access to the broader Tampa Bay and Central Florida corridor. The sought after ocation places you near Brandon, Plant City, Lakeland, Tampa, shopping, dining, and commuter routes, making it a practical home base for work, errands, weekends, and everyday living. Schedule your private showing to see how this refreshed end-unit townhome combines location, updates, outdoor space, and low-maintenance living in Valrico.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8499420
StatusActive
Year Built2006
Total Rooms6
ConstructionBlock, Stucco, Wood Frame
RoofShingle
FoundationSlab
FacesNorth
SubdivisionKINGS MILL PH II
CountyHillsborough
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Closet, Upper Level
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Lighting
Lot Size0.03 acres (1,299 sq ft)
Lot Dimensions28 x 47
Lot FeaturesIn County, Landscaped, Level, Sidewalk, Unincorporated
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$400 / Monthly
Senior CommunityNo

Financial Details

List Price$195,000
Original Price$225,000
Annual Taxes$1,550 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U20292182R00002500010.0

Schools

ElementaryNelson-HB
MiddleMulrennan-HB
HighDurant-HB

Directions

From Tampa, take State Road 60 east into Valrico, then turn left on Mulrennan Road to reach the gated entrance of Kings Mill. Continue through the community to Castle Stone Court, where 3435 Castle Stone Ct is located.

Location

3435 CASTLE STONE COURT, VALRICO, FL 33594

Listing Information

OfficeRE/MAX REALTY UNLIMITED
ListedApril 29, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$195,000

20% ($39,000)
6.75%

Loan Term

Principal & Interest$1,012
Property Tax (est.)$179
Insurance (est.)$150
Total Monthly$1,341
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $195,000 home in VALRICO.

🏛️

FHA Loan

$6,825 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 16, 2026.

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