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$450,000

11314 OYSTER BAY CIRCLE, NEW PORT RICHEY, FL 34654

3D Tour
Active176 days on market

Beds

5

Baths

3

Sq Ft

2,624 sq ft

Year Built

2005

Lot Size

0.19 acres

Garage

3

About This Property

Virtually Staged. Welcome to this exceptional 5-bedroom, 3-bathroom home with a 3-car garage, located in the highly sought-after gated community of Waters Edge Two in New Port Richey. Perfectly positioned on a premium lot, this home offers serene privacy with a peaceful pond on one side and conservation views behind—creating a tranquil Florida retreat. Step inside to discover over 2,600 square feet of thoughtfully designed living space. The main level features a formal living and dining area, plus a spacious family room that seamlessly opens to the screened lanai and sparkling pool—ideal for indoor-outdoor living and entertaining. The beautiful kitchen is centrally located and well-appointed, while a downstairs bedroom and full bath provide flexibility for guests or a home office. Upstairs, the expansive primary suite offers two walk-in closets and a private bath, creating a true owner’s retreat. You’ll also find three additional bedrooms, a full bath, and a large bonus room—perfect for a media room, playroom, or additional living space. Additional Highlights: Zoned air conditioning system for efficiency and comfort ; Screened lanai with private pool ; 3-car garage with ample storage ; Well-maintained and move-in ready Residents enjoy low HOA fees with access to outstanding community amenities, including a clubhouse, pool, fitness center, park, playground, boat ramp, and fishing access. This beautiful home offers the perfect blend of space, privacy, and lifestyle—ready to become your forever home in Florida.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8499431
StatusActive
Year Built2005
Stories2
Total Rooms6
ConstructionConcrete, Wood Frame
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionWATERS EDGE PH 02
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo
FlooringCarpet, Laminate
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air, Zoned
HeatingCentral, Electric, Zoned

Exterior & Lot

ExteriorSidewalk, Sliding Doors
FencingOther
Lot Size0.19 acres (8,351 sq ft)
Road SurfacePaved
ViewTrees/Woods

Pool & Spa

Private PoolYes
Pool FeaturesGunite

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Fire Hydrant, Public, Sewer Connected, Underground Utilities

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$503 / Quarterly
Senior CommunityNo

Financial Details

List Price$450,000
Original Price$539,900
Annual Taxes$5,016 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMPUD
Parcel #172520004.0000.00293.0

Schools

ElementaryCypress Elementary-PO
MiddleRiver Ridge Middle-PO
HighRiver Ridge High-PO

Directions

Moon Lake Road to Waters Edge entrance at Belle Haven Drive, then left on Oyster Bay Circle to property on left.

Location

11314 OYSTER BAY CIRCLE, NEW PORT RICHEY, FL 34654

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP
ListedApril 18, 2026

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Home Price

$450,000

20% ($90,000)
6.75%

Loan Term

Principal & Interest$2,335
Property Tax (est.)$413
Insurance (est.)$150
Total Monthly$2,897
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $450,000 home in NEW PORT RICHEY.

🏛️

FHA Loan

$15,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 23, 2026.

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