$495,000
1022 NORMANDY TRACE ROAD, TAMPA, FL 33602
Beds
2
Baths
2
Sq Ft
1,183 sq ft
Year Built
1991
Lot Size
—
Garage
1
About This Property
Desirable 24-HOUR GUARD-GATED COMMUNITY of Island Walk on exclusive waterfront HARBOUR ISLAND. One of the most WALKABLE NEIGHBORHOODS in the heart of DOWNTOWN TAMPA. This beautiful TOWNHOME-STYLE CONDO offers 2 BEDROOMS, 2 BATHROOMS, and a PRIVATE 1-CAR GARAGE, all designed for TURNKEY LIVING. Immediate occupancy available. Nestled among the trees, the setting offers a rare sense of SERENITY while still being right in the middle of everything. Second-floor living all on one level with an open-concept floor plan that has been FULLY UPDATED so you don’t have to lift a finger. Wood-look tile flooring runs throughout, paired with fresh interior paint and smooth level 5 drywall ceilings. The kitchen is a standout with QUARTZ WATERFALL COUNTERTOPS, CALACATTA FINISHES, a new hood, and newer appliances. Additional upgrades include BRAND NEW WINDOWS throughout, French door shutters, updated bathroom vanities, a custom primary closet, new bannisters, and a 2024 AC, giving you both style and peace of mind. The exterior has just completed a NEW MODERN STUCCO AND PAINT REFRESH, making the building feel brand new. Amenities for your enjoyment include RESORT-STYLE POOLS, hot tub, lighted tennis courts, a STATE-OF-THE-ART FITNESS CENTER, playground, and clubhouse. The HOA also covers water, sewer, concierge trash pickup, pest control, building insurance, and maintenance of the grounds, creating a truly LOW-MAINTENANCE LIFESTYLE. Prime location just steps from everything Tampa has to offer. Walk to the RIVERWALK, SPARKMAN WHARF, WATER STREET, AMALIE ARENA, Tampa General Hospital, USF Medical, and some of the city’s best dining. Quick access to Tampa International Airport. Convenient guest parking just steps away. Pet friendly. Safe. Enjoy the perfect balance of SERENITY and the ENERGY OF DOWNTOWN TAMPA LIVING. SCHEDULE YOUR PRIVATE SHOWING TODAY
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Go on Knights Run into Island Walk. Right on Island Walk. Left on Normandy Trace. Building 21
Location
1022 NORMANDY TRACE ROAD, TAMPA, FL 33602
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$495,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $495,000 home in TAMPA.
🏛️
FHA Loan
$17,325 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$24,750 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 20, 2026.