$550,000
4109 N SEMINOLE AVENUE, TAMPA, FL 33603
Beds
5
Baths
3
Sq Ft
2,032 sq ft
Year Built
1923
Lot Size
0.17 acres
Garage
—
About This Property
Virtually Staged. MASSIVE PRICE REDUCTION! Beautiful 1923 Seminole Heights bungalow with detached private casita—ideal for guest suite, office, multigenerational living, or rental-style flexibility for an Investment Property. Welcome to your Seminole Heights bungalow—where historic charm meets modern living in one of Tampa Bay’s most connected and vibrant neighborhoods. Perfectly positioned for young urban professionals, The main house is an updated 4-bedroom, 2-bath home that offers not just style and convenience, smart flexibility with a PRIVATE INCOME PRODUCING casita out back with . Step inside to an airy open-concept great room, where soft gray luxury vinyl plank flooring flows throughout the main level. The thoughtfully designed dining space features custom built-ins and overlooks the front yard, seamlessly connecting to the living area. Crown molding and a cozy electric fireplace add warmth and character, creating a space that feels both elevated and inviting. The kitchen is designed for both everyday living and entertaining, featuring marble countertops, stainless steel appliances, a walk-in pantry, and a pot filler for added convenience. French doors lead out to a paver patio—ideal for weekend cookouts, evening gatherings, or simply enjoying the Florida lifestyle. A flexible bonus space off the main living area makes the perfect home office or creative studio—ideal for remote work. The primary suite is conveniently located downstairs with a full bath and generous closet space. Upstairs, two additional bedrooms with a 2025 mini-split system provide comfort and privacy for guests or roommates. A fourth bedroom at the rear of the home offers direct backyard access and laundry space. Out back, the detached 324 sq ft casita opens up a world of possibilities. Complete with its own updated kitchen, stainless steel appliances, private bedroom, and bath, plus a raised ceiling for added space with new 2025 AC—it’s perfect as a guest suite, private office, or rental opportunity. Whether you’re looking to offset your mortgage with passive income or create a separate live/work setup, this space delivers. Major updates include a 2024 HVAC system with new ductwork, tank-style water heater 2026, updated electrical, fresh sod and irrigation 2022—ensuring peace of mind and move-in readiness. Walking distance to elementary, middle and high schools along with the Hillsborough River, River Crest Park, Local coffee shops, restaurants and bars for the utmost enjoyment. Located just minutes from downtown Tampa, University Of Tampa, University of South Florida, St. Joseph's Hospital with quick access to I-275 and all the hotspots across Tampa Bay, this home offers the ultimate blend of character, convenience, and opportunity. This is not your cookie cutter home!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From the intersection of I-275 & I-4, travel N on 275N to N Taliaferro Ave - Left on MLK - R on N Central - L on E North Bay St - R on N Seminole Ave - home is on your Right
Location
4109 N SEMINOLE AVENUE, TAMPA, FL 33603
Listing Information
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Preferred Time
Home Price
$550,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $550,000 home in TAMPA.
🏛️
FHA Loan
$19,250 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$27,500 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 18, 2026.