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$143,000

3399 MERMOOR DRIVE UNIT 101, PALM HARBOR, FL 34685

3D Tour
Active167 days on market

Beds

2

Baths

2

Sq Ft

1,030 sq ft

Year Built

1985

Lot Size

0.84 acres

Garage

—

About This Property

Welcome to 3399 Mermoor Dr, Apt 101, located in the highly desirable East Lake corridor of Palm Harbor! This well-maintained first-floor corner condo offers a comfortable and convenient lifestyle with approximately 1,030 square feet of living space, featuring 2 spacious bedrooms and 2 full bathrooms in a thoughtfully designed layout. Step inside to find a bright and inviting interior that flows seamlessly out to a private screened-in lanai, perfect for enjoying Florida’s year-round sunshine without the bugs with a view of the lake. The home has seen key updates, including a 1-year-old A/C system, garbage disposal, and dishwasher, giving buyers peace of mind on major components. Located in a community that typically sits in a non-flood zone (Flood Zone X), this property offers added confidence and potential insurance savings. The HOA fee covers exterior maintenance, grounds upkeep, and access to desirable community amenities such as a sparkling pool, clubhouse, and well-kept common areas, creating a low-maintenance lifestyle ideal for seasonal or full-time residents. Nestled just minutes from top-rated schools, shopping, dining, and beautiful Gulf Coast beaches, this condo combines comfort, convenience, and value in one of the most sought-after areas of Pinellas County. Whether you’re looking for a primary residence, vacation home, or investment opportunity, this one checks all the boxes.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8500467
StatusActive
Year Built1985
Stories1
Total Rooms4
ConstructionBlock
RoofTile
FoundationSlab
FacesNorth
SubdivisionFARRELL PARK CONDO
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorThermostat
FlooringVinyl
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Lot Size0.84 acres (36,590 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerOther
UtilitiesElectricity Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$518 / Monthly
Senior CommunityNo

Financial Details

List Price$143,000
Original Price$180,000
Annual Taxes$3,616 (2025)
ZoningRPD-2.5_1.0
Parcel #352716274870001010

Directions

Go east on Ridgemoor Blvd. Take a left onto Hillmoor Drive. Take a left onto Mermoor Drive. Building 3399, Entrance is in the front #101.

Location

3399 MERMOOR DRIVE UNIT 101, PALM HARBOR, FL 34685

Listing Information

OfficePEOPLE'S TRUST REALTY
ListedApril 21, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$143,000

20% ($28,600)
6.75%

Loan Term

Principal & Interest$742
Property Tax (est.)$131
Insurance (est.)$150
Total Monthly$1,023
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How to Buy This Home

Multiple financing options available for this $143,000 home in PALM HARBOR.

🏛️

FHA Loan

$5,005 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$7,150 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 12, 2026.

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