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$699,000

1307 NORMANDY CIRCLE, PALM HARBOR, FL 34683

3D Tour
Active157 days on market

Beds

3

Baths

3

Sq Ft

2,660 sq ft

Year Built

1982

Lot Size

0.49 acres

Garage

2

About This Property

Motivated Seller! Now offering even greater value with a new roof (2026), dishwasher (2026), and Stove (2026), Water Heater (2026) Experience the Florida lifestyle at its best. Designed for family living and entertaining, this home offers spacious, connected living areas that flow seamlessly into an inviting outdoor retreat. Set on a nearly half-acre corner lot, you'll enjoy a private backyard with a sparkling pool and plenty of space for barbecues, celebrations, or relaxing with family and friends. A home where comfort, connection, and lasting memories come together. Additionally, its prime Palm Harbor location offers convenient access to beaches, shopping, restaurants, and top-rated schools, with the added benefit of not being in a flood zone.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8500489
StatusActive
Year Built1982
Stories1
Total Rooms9
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionHONEYMOON RIDGE 2ND ADD
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Open Floorplan, Walk-In Closet(s)
FlooringPorcelain Tile
AppliancesBuilt-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air, Mini-Split Unit(s)
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorCourtyard, Fire Pit, Garden, Irrigation System, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Private Mailbox
Other StructuresGazebo, Outdoor Kitchen
Lot Size0.49 acres (21,479 sq ft)
Lot Dimensions136 x 165
Lot FeaturesCorner Lot
Road SurfacePaved
ViewCity, Pool

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Lighting, Outside Bath Access

Utilities

WaterCanal/Lake For Irrigation, Public
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$699,000
Original Price$778,000
Annual Taxes$9,117 (2025)
FinancingCash, Conventional, FHA
ZoningR-1
Parcel #122815410600000400

Directions

CR1/ Omaha St North to Normandy Circle. Home sits on the corner.

Location

1307 NORMANDY CIRCLE, PALM HARBOR, FL 34683

Listing Information

OfficeREALTY PROPERTY GROUP LLC
ListedApril 21, 2026

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Home Price

$699,000

20% ($139,800)
6.75%

Loan Term

Principal & Interest$3,627
Property Tax (est.)$641
Insurance (est.)$150
Total Monthly$4,418
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How to Buy This Home

Multiple financing options available for this $699,000 home in PALM HARBOR.

🏛️

FHA Loan

$24,465 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$34,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.

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