$339,000
220 W FERN STREET, TAMPA, FL 33604
Beds
2
Baths
1
Sq Ft
1,032 sq ft
Year Built
1925
Lot Size
0.14 acres
Garage
1
About This Property
Price Improvement!!! Come see this charming two bedroom, one bathroom bungalow in the highly sought-after Seminole Heights neighborhood, known for its historic character and vibrant local scene. This inviting home blends timeless charm with everyday comfort, featuring original wood flooring in the living and dining rooms, a cozy fireplace, plantation shutters and plenty of natural light throughout. The kitchen offers a warm, rustic feel with Saltillo tile flooring, oak cabinetry, and a bright breakfast nook that overlooks the backyard the perfect spot for morning coffee or casual meals. Both bedrooms are generously sized, and the full bathroom is conveniently located to serve the home’s layout. Step outside to a spacious rear deck designed for entertaining, complete with room for outdoor dining and relaxing. The backyard offers a peaceful, private setting with a charming koi pond that adds to the tranquil atmosphere, the perfect space to unwind or host guests. A detached building adds flexibility with potential for storage, a hobby space, or easily converted into a workshop, game room, studio, or home office to suit your needs. The oversized paved driveway provides ample parking, a rare find in the area. Recent updates include new (interior) plumbing(2026), roof replaced (2019) and termite coverage and warranty (transferable). Be part of an established community with local restaurants, breweries, shopping, libraries, schools, parks (including riverfront Epps Park and Henry and Ola park) and art studios. Seminole Heights is conveniently located in central Tampa with a quick commute to downtown Tampa, hospitals, universities, professional sports venues and easy access to interstates. Make your appointment for a private showing today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From Hillsborough and Florida head North on Florida. Then take a left on Fern to the property. The large tent and coy ponf do convey.
Location
220 W FERN STREET, TAMPA, FL 33604
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$339,000
Loan Term
How to Buy This Home
Multiple financing options available for this $339,000 home in TAMPA.
🏦
Conventional
$16,950 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.