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$309,900

2202 4TH STREET SW, RUSKIN, FL 33570

3D Tour
Active163 days on market

Beds

4

Baths

2

Sq Ft

1,918 sq ft

Year Built

2017

Lot Size

0.15 acres

Garage

2

About This Property

Experience the ideal blend of comfort and convenience in this turn-key 4-bedroom, 2-bathroom home. Built in 2017 and spanning 1,918 sq. ft., this residence features a desirable split floorplan and a bright, open living area perfect for hosting friends and family. Enjoy the ultimate Florida lifestyle on your screened-in lanai overlooking a peaceful pond, all within a fully fenced backyard. This move-in-ready gem includes a 2-car garage, all appliances, blinds, and mature landscaping. Best of all, you’re just steps away from the community pool, fire pit, and playground, making it easy to enjoy local amenities every day.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8501447
StatusActive
Year Built2017
Stories1
Total Rooms10
ConstructionConcrete
RoofShingle
FoundationSlab
FacesEast
SubdivisionRIVERBEND WEST PH 1
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorAttic Fan, Ceiling Fan(s), Open Floorplan, Primary Bedroom Main Floor, Split Bedroom
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric
SecurityFire Alarm

Exterior & Lot

ExteriorIrrigation System, Private Yard, Rain Gutters, Sliding Doors, Sprinkler Metered
FencingVinyl
Lot Size0.15 acres (6,600 sq ft)
Lot Dimensions60 x 110
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Phone Available, Sewer Connected, Sprinkler Meter, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$275 / Semi-Annually
Senior CommunityNo

Financial Details

List Price$309,900
Original Price$325,000
Annual Taxes$7,113 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSC-9
Parcel #U183219A3H00000500035.0

Schools

ElementaryRuskin-HB
MiddleShields-HB
HighLennard-HB

Directions

Via I-75 S: Take I-75 S to Exit 240B for FL-674 W/College Ave toward Ruskin. Follow FL-674 W/College Ave into Ruskin. Turn left onto 24th St SE. Turn right onto 21st Ave SE. Turn left onto 4th St SW to enter the Riverbend West community; the destination will be on your right.

Location

2202 4TH STREET SW, RUSKIN, FL 33570

Listing Information

OfficeSMITH & ASSOCIATES REAL ESTATE
ListedApril 24, 2026

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Home Price

$309,900

20% ($61,980)
6.75%

Loan Term

Principal & Interest$1,608
Property Tax (est.)$284
Insurance (est.)$150
Total Monthly$2,042
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $309,900 home in RUSKIN.

🏛️

FHA Loan

$10,847 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 2, 2026.

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