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$359,700

13589 120TH STREET, LARGO, FL 33778

3D Tour
Active157 days on market

Beds

4

Baths

2

Sq Ft

1,100 sq ft

Year Built

1960

Lot Size

0.16 acres

Garage

—

About This Property

FHA, VA, Conventional Financing or Cash! Great opportunity for a first time home buyer or investor! BEAUTIFUL PROPERTY! Renovated property, great conditions, fresh paint throughout, move in ready, won t last long on the market! Excellent and convenient location! Nearby bus stop, close to shopping mall, hospital, schools, restaurants, parks, easy interstate access to downtown, airport, beaches and many other amenities. SEND PRE-APPROVAL LETTER OR PROOF OF FUNDS, PROPERTY SOLD "AS IS" WITHOUT REPAIR OR WARRANTY, SELLER HAS NO KNOWLEDGE OF PROPERTY HISTORY, NO DISCLOSURES OR ASSOCIATION DOCS SUPPLIED. BUYER/BUYER'S AGENT IS RESPONSIBLE FOR VERIFYING HOA INFO & FEES, IF ANY, COMMUNITY RULES, SQ FT, LOT SIZE, ROOM DIMENSIONS AND TAXES.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8501592
StatusActive
Year Built1960
Stories1
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionRIDGECREST ACRES
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorOther
FlooringCeramic Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorOther
Lot Size0.16 acres (6,996 sq ft)
Lot Dimensions70 x 100
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$359,700
Original Price$389,900
Annual Taxes$2,304 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #043015747900030210

Directions

Head southwest on I-275 S, Use the left lane to take the exit toward FL-686A/FL-690/Gateway Expy, Slight left onto the ramp to FL-686A/FL-690/Gateway Expy, Continue onto FL-686A/FL-690/Gateway Expy, Keep right to continue on FL-690/Gateway Expy, Merge onto US-19 N, Take the Ulmerton Road exit toward FL-688/Tampa, Merge onto U.S. 19 Frontage Rd, Use the left 2 lanes to turn left onto FL-688 W/Ulmerton Rd, Turn right onto 119th St N, Turn left onto Gooden Crossing, Turn left onto 120th St N, the house will be on the left.

Location

13589 120TH STREET, LARGO, FL 33778

Listing Information

OfficeEZ WAY REALTY
ListedApril 24, 2026

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Home Price

$359,700

20% ($71,940)
6.75%

Loan Term

Principal & Interest$1,866
Property Tax (est.)$330
Insurance (est.)$150
Total Monthly$2,346
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How to Buy This Home

Multiple financing options available for this $359,700 home in LARGO.

🏛️

FHA Loan

$12,590 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,985 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 28, 2026.

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