Open House
Saturday, September 5 · 1:00 PM–3:00 PM
Beds
4
Baths
4
Sq Ft
3,013 sq ft
Year Built
2026
Lot Size
0.19 acres
Garage
3
About This Property
Welcome to The Joyce —A top-selling floor plan nestled in the quiet, tucked-away community of Pine Cone Reserve. Boasting an impressive 3,103 approximate square feet, this home makes a grand statement from the moment you arrive, complete with a 2nd Owner's Suite and a spacious 3-car garage. Step inside to discover an open, airy living area perfectly designed for both relaxing and entertaining, flowing seamlessly to a large included covered lanai — ideal for enjoying Florida's beautiful weather year-round. Beyond its generous size, the Joyce captivates with its modern architectural beauty, a home that truly has to be seen to be fully appreciated. Tucked away from the hustle yet close to everything you need, Pine Cone Reserve offers the peaceful retreat you've been searching for — and the Joyce is the "crown jewel" of the community. All measurements are approximate
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From Tampa: Take the Suncoast Pkwy (589) North to SR50/Cortez Blvd. Turn Left to head West on SR50. Take SR50 to Weeping Willow St and turn Right. then head north to a left at Pine Cone St
Location
12610 KELLY ANN LOOP, BROOKSVILLE, FL 34613
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$484,990
Loan Term
How to Buy This Home
Multiple financing options available for this $484,990 home in BROOKSVILLE.
🏛️
FHA Loan
$16,975 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$24,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hernando County SHIP
Varies
Income-qualifying Hernando residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.