Skip to main content
1 / 26

$279,000

884 CAMBRIDGE DRIVE, WINTER HAVEN, FL 33881

3D Tour
Active144 days on market

Beds

4

Baths

3

Sq Ft

2,368 sq ft

Year Built

2021

Lot Size

0.13 acres

Garage

2

About This Property

Short Sale. This is a great opportunity to walk into equity in a newer home. Needs some minor TLC. Lucerne Park Reserve is located in historic Winter Haven only one mile from US-27 providing easy access to major employment centers. The home is located closely to town centers with plenty of restaurant and retail options. Meritage Home is Known for their energy efficient features. Low HOA of $200/year includes community pool and park

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8502061
StatusActive
Year Built2021
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationBlock
FacesSoutheast
SubdivisionLUCERNE PARK RESERVE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), PrimaryBedroom Upstairs, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringCarpet, Tile
AppliancesMicrowave, Range, Refrigerator
LaundryInside, Upper Level
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Sidewalk
Lot Size0.13 acres (5,637 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$200 / Annually
Senior CommunityNo

Financial Details

List Price$279,000
Original Price$275,000
Annual Taxes$7,314 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262802522103003260

Directions

Start on I-4 — take Exit 55 toward US-27 South (heading into Winter Haven). Turn right onto FL-544 West, which becomes Lucerne Park Road as you proceed west. Veer right onto Old Lucerne Park Road, then enter the Lucerne Park Reserve community. Proceed to 884 Cambridge Drive, located on the right.

Location

884 CAMBRIDGE DRIVE, WINTER HAVEN, FL 33881

Listing Information

OfficeFOUNDATION REALTY GROUP
ListedApril 27, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$279,000

20% ($55,800)
6.75%

Loan Term

Principal & Interest$1,448
Property Tax (est.)$256
Insurance (est.)$150
Total Monthly$1,853
Full Calculator →

How to Buy This Home

Multiple financing options available for this $279,000 home in WINTER HAVEN.

🏛️

FHA Loan

$9,765 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Winter Haven

More Homes in Winter Haven

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 3, 2026.

Call (813) 733-7907TextContact