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$389,000

650 ISLAND WAY UNIT 202, CLEARWATER BEACH, FL 33767

3D Tour
Active183 days on market

Beds

2

Baths

2

Sq Ft

1,188 sq ft

Year Built

1988

Lot Size

2.14 acres

Garage

,

About This Property

Live the island life you have always envisioned in this waterfront condominium located in the coveted community of Island Estates. This second floor condo is perfectly situated, showcasing sweeping southwest open water views across the Mandalay Channel towards Clearwater Beach. The over-sized 23 foot balcony is perfect for enjoying the world-famous sunsets and gentle gulf breezes. The home has been outfitted with newer impact resistance sliders and windows in the living room and primary suite, second bedroom and kitchen, providing both peace of mind and beautiful sight lines, connecting the spectacular outdoor views with the living space. As you enter, you are immediately drawn towards the centerpiece panoramic water views and natural light that pour in. The primary suite is generously sized, offering water views, balcony access and an en-suite bathroom and walk in closet. The second bedroom also provides access to second full bathroom off of the main entryway. The kitchen footprint is functional and open, with plenty of space and connection the living area and water views. This breathtaking canvas is simply awaiting your personal touches and updates. The community offers resort style amenities including a heated pool and BBQ station, tiki hut area and an assigned covered parking space. The Island Estates community is a peaceful paradise, with shopping, restaurants, the Clearwater Marine Aquarium and more right on the island for easy living and convenience, while just a short walk or bike ride to vibrant Clearwater Beach's famous shore line, Pier 60 and endless dining and entertainment options. Location also provides ease of access to both Tampa and St. Pete-Clearwater Airport and all that the Tampa Bay region has to offer. REAP the REWARDS of the nearly Completed Extensive Exterieor Renovations

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8502064
StatusActive
Year Built1988
Stories1
Total Rooms5
ConstructionBlock
RoofMetal
FoundationSlab
FacesSouth
Subdivision650 ISLAND WAY CONDO
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan
FlooringTile, Hardwood
AppliancesDishwasher, Disposal, Dryer, Range, Refrigerator, Washer
LaundryIn Kitchen
WindowsBlinds, Window Treatments
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Lot Size2.14 acres (93,000 sq ft)
Road SurfaceAsphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesIntracoastal Waterway

Utilities

WaterNone
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Street Lights, Underground Utilities, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$1,245 / Monthly
Senior CommunityNo

Financial Details

List Price$389,000
Original Price$437,500
Annual Taxes$8,445 (2025)
FinancingCash, Conventional
Parcel #052915822550002020

Directions

Take 60 West to Island Way - North on Island Way to Complex

Location

650 ISLAND WAY UNIT 202, CLEARWATER BEACH, FL 33767

Listing Information

OfficeDELTA REALTY INTERNATIONAL INC
ListedApril 30, 2026

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Home Price

$389,000

20% ($77,800)
6.75%

Loan Term

Principal & Interest$2,018
Property Tax (est.)$357
Insurance (est.)$150
Total Monthly$2,525
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How to Buy This Home

Multiple financing options available for this $389,000 home in CLEARWATER BEACH.

🏦

Conventional

$19,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 30, 2026.

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