Beds
3
Baths
3
Sq Ft
2,344 sq ft
Year Built
2005
Lot Size
0.23 acres
Garage
2
About This Property
LOCATION • SPACE • FREEDOM — NO HOA, NO CDD, LOW TAXES! This is the one that makes you stop scrolling. A home where space, light, and flexibility come together to create something truly special. Officially a 3-bedroom, 3-bath home public records, yet currently configured and functioning as a spacious 5-bedroom residence—perfect for large families, guests, or multi-generational living. From the moment you walk in, you’ll feel it—natural light pouring in, open spaces that invite connection, and a layout designed to live, grow, and create unforgettable memories. The flexible floor plan includes a large bedroom on the first floor and four additional rooms upstairs, including a perfect setup for a private in-law suite, home office, or income-producing opportunity. Now step outside… and this is where it becomes unforgettable. A large above-ground pool ready for summer days, weekend gatherings, and celebrations with family and friends. Big lanai, expansive backyard, and plenty of front yard space—this is your private outdoor retreat with room to dream, entertain, and enjoy life without limits. Bring your cars, your toys, your vision. Major upgrade: brand-new septic system (2025), providing peace of mind and long-term value. Location? Exactly where you want to be: Close to shopping, restaurants, and everyday essentials Near medical centers and healthcare facilities Approx. 45–50 minutes to Tampa Approx. 50–60 minutes to Tampa International Airport Approx. 60–70 minutes to Clearwater Beach Quick access to the Suncoast Parkway Opportunities like this don’t come often—a home with this much space, flexibility, and freedom is not just a place to live… it’s a lifestyle and a smart investment. Schedule your showing today before someone else claims it.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Tampa: Head north on FL-589 N (Suncoast Parkway). Take the exit for Spring Hill Dr/County Line Rd and turn left (west). Continue on Spring Hill Dr, then turn right onto Mariner Blvd. Turn left onto Elgin Blvd, then right onto Charmwood Ave. Home will be on the right.
Location
3483 CHARMWOOD AVENUE, SPRING HILL, FL 34609
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$384,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $384,900 home in SPRING HILL.
🏛️
FHA Loan
$13,472 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$19,245 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hernando County SHIP
Varies
Income-qualifying Hernando residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 23, 2026.