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$409,500

10945 SUBTLE TRAIL DRIVE, RIVERVIEW, FL 33569

3D Tour
Active162 days on market

Beds

4

Baths

3

Sq Ft

3,149 sq ft

Year Built

2005

Lot Size

0.16 acres

Garage

2

About This Property

Located on a quiet cul-de-sac in the highly desirable South Fork community, this spacious 4-bedroom, 3-bath home offers over 3,100 sq ft of flexible living space designed for both everyday living and entertaining. Inside, you’ll find an open, functional layout with expansive living and dining areas, a large kitchen with breakfast bar and dinette, and a versatile first-floor den that can easily serve as a home office or potential fifth bedroom. Upstairs features generously sized bedrooms including a spacious primary suite with ample closet space. Step outside to a private, fenced backyard with room to relax, play, or create your ideal outdoor space. Ideally located within close proximity to the community pool, playground, and tennis courts, this home offers both comfort and convenience. Complete with a two-car garage, interior laundry, and low HOA, this is an excellent opportunity in one of Riverview’s most established communities.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8502390
StatusActive
Year Built2005
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionSOUTH FORK UNIT 3
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile, Engineered Hardwood
AppliancesDishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk, Sliding Doors
FencingFenced
Lot Size0.16 acres (7,041 sq ft)
Lot FeaturesCul-De-Sac, Near Public Transit
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$110 / Quarterly
Senior CommunityNo

Financial Details

List Price$409,500
Original Price$439,900
Annual Taxes$8,024 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRESI
Parcel #U17312071PB0000000020.0

Schools

ElementarySummerfield Crossing Elementary
MiddleEisenhower-HB
HighEast Bay-HB

Directions

Take I-75 to Exit 246 (Big Bend Rd). Head east on Big Bend Rd to US-301. Turn right (south) on US-301, then left onto Ambleside Blvd. Continue on Ambleside, turn left onto Mango Bay Dr, then right onto Subtle Trail Dr. Follow to the cul-de-sac — home will be on the left.

Location

10945 SUBTLE TRAIL DRIVE, RIVERVIEW, FL 33569

Listing Information

OfficeJASON MITCHELL REAL ESTATE FLO
ListedApril 27, 2026

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Home Price

$409,500

20% ($81,900)
6.75%

Loan Term

Principal & Interest$2,125
Property Tax (est.)$375
Insurance (est.)$150
Total Monthly$2,650
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $409,500 home in RIVERVIEW.

🏛️

FHA Loan

$14,333 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,475 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 18, 2026.

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