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$269,900

2599 DOLLY BAY DRIVE UNIT 302, PALM HARBOR, FL 34684

3D Tour
Active166 days on market

Beds

2

Baths

3

Sq Ft

1,633 sq ft

Year Built

1984

Lot Size

—

Garage

—

About This Property

Positioned on the waterfront of Lake Tarpon in Palm Harbor’s Dolly Bay community, this updated two-bedroom, two-and-a-half-bath condo offers a clean, modern interior with a true low-maintenance lifestyle. Beautiful new wide plank white oak engineered hardwood floors run throughout, creating a consistent, elevated finish. The main level is open and functional, with defined living and dining spaces and direct access to a rear patio with water views. Hurricane impact windows and sliding glass doors bring in natural light while adding durability and energy efficiency. Major updates include a 2024 HVAC system and a 2021 metal roof. The kitchen is open and spacious, featuring granite countertops, ample cabinetry, modern appliances, and countertop seating. A wet bar separates the kitchen and dining area, ideal for entertaining. An updated half bath serves the main level. Upstairs, both bedrooms are well-sized and positioned for privacy. The primary suite features high ceilings, strong natural light, two closets with custom systems, and an en-suite bath with a walk-in shower. The secondary bedroom is equally spacious, offering its own en-suite bath and large closets. A large attic provides additional storage, a rare feature for condo living. Monthly HOA dues cover water, sewer, trash, and pest control, simplifying ownership. The building has also been recently updated with new siding and exterior paint. Community amenities include rentable boat slips for your kayak ($50/year) or boat ($1,000/year), a wonderful heated waterfront pool, tennis courts, a fire pit, and a fishing pier, plus so much more. Convenient to shopping, dining, and the Gulf beaches, this is a well-updated waterfront option for a primary residence or second home.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8502696
StatusActive
Year Built1984
Stories2
Total Rooms6
ConstructionBlock
RoofMetal
FoundationSlab
FacesSouthwest
SubdivisionDOLLY BAY A VILLAGE ON LAKE TARPON
CountyPinellas
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters
FlooringEngineered Hardwood, Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryLaundry Closet, Upper Level
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony, French Doors
Road SurfacePaved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesLake, Waterfront, Lake Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$659 / Monthly
Senior CommunityNo

Financial Details

List Price$269,900
Original Price$275,000
Annual Taxes$2,394 (2025)
FinancingCash, Conventional, VA Loan
Parcel #302716218010203020

Schools

ElementaryHighland Lakes Elementary-PN
MiddleTarpon Springs Middle-PN
HighTarpon Springs High-PN

Directions

North on 19, Right into complex, Right into first parking lot. Elevator to 3rd floor

Location

2599 DOLLY BAY DRIVE UNIT 302, PALM HARBOR, FL 34684

Listing Information

OfficeSMITH & ASSOCIATES REAL ESTATE
ListedApril 28, 2026

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Home Price

$269,900

20% ($53,980)
6.75%

Loan Term

Principal & Interest$1,400
Property Tax (est.)$247
Insurance (est.)$150
Total Monthly$1,798
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $269,900 home in PALM HARBOR.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 11, 2026.

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