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$359,900

882 OLIVE CONCH STREET, RUSKIN, FL 33570

3D Tour
Active158 days on market

Beds

5

Baths

3

Sq Ft

2,264 sq ft

Year Built

2021

Lot Size

0.11 acres

Garage

2

About This Property

Welcome to 882 Olive Conch St in beautiful Ruskin! This move-in ready home offers the perfect blend of comfort, style, and Florida living. From the moment you arrive, you’ll appreciate the inviting curb appeal and thoughtfully designed layout that makes everyday living and entertaining effortless. Step inside to discover a bright, open-concept floor plan filled with natural light. The spacious living and dining areas flow seamlessly into the kitchen, creating an ideal space for gatherings. The kitchen features ample cabinetry, generous counter space, and a layout designed for both functionality and connection. The primary suite provides a relaxing retreat with a well-appointed en-suite bath and ample closet space. Additional bedrooms offer flexibility for guests, a home office, or hobbies—designed to suit a variety of lifestyles. Enjoy Florida’s sunshine from your private backyard—perfect for weekend barbecues, morning coffee, or simply unwinding at the end of the day. Located in a growing community with convenient access to shopping, dining, schools, and major roadways, this home offers both tranquility and accessibility. Whether you're looking for your first home, a seasonal retreat, or your next investment opportunity, 882 Olive Conch St is one you won’t want to miss. Schedule your private showing today and see all this Ruskin gem has to offer!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8502767
StatusActive
Year Built2021
Stories2
Total Rooms13
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionSHELL COVE PH 1
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Sidewalk
Lot Size0.11 acres (5,000 sq ft)
Lot Dimensions40 x 125
Lot FeaturesLandscaped, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Sewer Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$9 / Monthly
Senior CommunityNo

Financial Details

List Price$359,900
Annual Taxes$7,714 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #0563621324

Directions

From I-75, take Exit 240 for Sun City Center Blvd and head west. Turn left onto US-41 S, then right onto Shell Point Rd. Continue and turn right onto Olive Conch St NW. The property will be on the right.

Location

882 OLIVE CONCH STREET, RUSKIN, FL 33570

Listing Information

OfficeLPT REALTY, LLC
ListedApril 30, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$359,900

20% ($71,980)
6.75%

Loan Term

Principal & Interest$1,867
Property Tax (est.)$330
Insurance (est.)$150
Total Monthly$2,347
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How to Buy This Home

Multiple financing options available for this $359,900 home in RUSKIN.

🏛️

FHA Loan

$12,597 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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