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$388,000

2426 CUMBERLAND CLIFF DRIVE, RUSKIN, FL 33570

3D Tour
Active158 days on market

Beds

4

Baths

3

Sq Ft

2,293 sq ft

Year Built

2014

Lot Size

0.26 acres

Garage

3

About This Property

One or more photo(s) has been virtually staged. ***$5k credit to buyer with full-price offer*** Welcome home to this move-in-ready gem, where modern style meets total peace of mind thanks to a brand-new 2025 roof. The interior is a showcase of bright, airy living spaces defined by an open-concept floor plan, sun-drenched rooms, and elegant neutral tiling that flows seamlessly throughout. At the heart of the home, the gourmet kitchen serves as a chef’s retreat, boasting expansive granite countertops, durable dark cabinetry, and high-quality stainless steel appliances. For relaxation, the primary suite offers a spa-like experience with its deep soaking tub and dual-sink vanity, while the bedrooms provide plenty of storage with sizable closets. Outside, you can unwind on the private screened-in patio or in the partially fenced backyard. This home perfectly balances comfort and sophistication—don't miss your chance to see this incredible property in person!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8502780
StatusActive
Year Built2014
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionSPYGLASS AT RIVER BEND
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Laminate, Tile
AppliancesDisposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Entrance, Private Mailbox, Private Yard, Sidewalk
FencingFenced
Lot Size0.26 acres (11,144 sq ft)
Lot Dimensions83.79 x 133
Lot FeaturesLandscaped
Road SurfacePaved
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$189 / Quarterly
Senior CommunityNo

Financial Details

List Price$388,000
Original Price$395,000
Annual Taxes$10,082 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U20321987K00001300037.0

Schools

ElementaryRuskin-HB
MiddleShields-HB
HighLennard-HB

Directions

Head south on I-75 S Take exit 240B Turn left on 6th St SE Turn right on 21st Ave SE Turn left on River Briar Blvd Turn right on Orange Mill Ave Turn left on Cumberland Cliff Dr

Location

2426 CUMBERLAND CLIFF DRIVE, RUSKIN, FL 33570

Listing Information

OfficeREDFIN CORPORATION
ListedMay 1, 2026

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Home Price

$388,000

20% ($77,600)
6.75%

Loan Term

Principal & Interest$2,013
Property Tax (est.)$356
Insurance (est.)$150
Total Monthly$2,519
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $388,000 home in RUSKIN.

🏛️

FHA Loan

$13,580 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,400 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 2, 2026.

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