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$748,999

6417 KEY ISLAND AVE, APOLLO BEACH, FL 33572

3D Tour
Active107 days on market

Beds

4

Baths

3

Sq Ft

2,706 sq ft

Year Built

2015

Lot Size

0.14 acres

Garage

2

About This Property

Take advantage of a rare opportunity with an assumable VA loan (subject to lender approval) in the gated waterfront community of Bimini Bay, ideally located in the heart of Apollo Beach. This beautifully designed two-story home offers 4 bedrooms, 2.5 baths, and a thoughtfully planned layout that blends comfort, functionality, and coastal charm. From the moment you enter, you’re welcomed by soaring ceilings, abundant natural light, and a seamless flow between formal and casual living spaces, including a formal dining room, spacious living area, and a private office ideal for remote work. The kitchen connects effortlessly to the main living areas, creating a perfect setting for everyday living and entertaining. Upstairs, all bedrooms are generously sized, along with a versatile bonus room that can serve as a media room, playroom, or additional lounge space. The expansive primary suite offers a peaceful retreat with a sitting area, oversized walk-in closet, and a spa-inspired bathroom featuring dual vanities, a garden tub, and a separate walk-in shower. A conveniently located upstairs laundry room adds to the home’s functional design. Outdoor living is just as impressive, with a covered lanai and premium hot tub overlooking the fully fenced backyard—ideal for relaxing or hosting guests. Boating enthusiasts will appreciate direct access to a saltwater canal, complete with a private dock, power and water hookups, and a 10,000-lb boat lift, providing quick access to open water and the ultimate Florida boating lifestyle. A durable metal roof adds long-term value and appeal, while the gated community offers low HOA fees and no CDD. Conveniently located near shopping, dining, schools, Downtown Tampa, and major highways, this home delivers the perfect balance of waterfront living and everyday convenience.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8502853
StatusActive
Year Built2015
Total Rooms10
ConstructionBlock, Concrete, Stucco
RoofMetal
FoundationSlab
FacesWest
SubdivisionBIMINI BAY PH 2
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorHigh Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
FlooringLaminate, Tile
AppliancesCooktop, Dishwasher, Microwave, Refrigerator
LaundryInside, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorHurricane Shutters, Sidewalk, Sliding Doors
Lot Size0.14 acres (6,072 sq ft)
Road SurfacePaved
0

Waterfront

WaterfrontYes
FeaturesCanal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$479 / Quarterly
Senior CommunityNo

Financial Details

List Price$748,999
Original Price$759,999
Annual Taxes$9,488 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #0539751616

Directions

US Hwy 41 to Apollo Beach Blvd, Bimini Bay subdivision, thru gate, turn left, right on Key Island, house on left.

Location

6417 KEY ISLAND AVE, APOLLO BEACH, FL 33572

Listing Information

OfficeORCHARD BROKERAGE, LLC
ListedApril 30, 2026

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Home Price

$748,999

20% ($149,800)
6.75%

Loan Term

Principal & Interest$3,886
Property Tax (est.)$687
Insurance (est.)$150
Total Monthly$4,723
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How to Buy This Home

Multiple financing options available for this $748,999 home in APOLLO BEACH.

🏛️

FHA Loan

$26,215 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$37,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 15, 2026.

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