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$410,000

3381 MINNOW CREEK DRIVE, HERNANDO BEACH, FL 34607

3D Tour
Active131 days on market

Beds

3

Baths

2

Sq Ft

1,959 sq ft

Year Built

1982

Lot Size

0.14 acres

Garage

About This Property

Welcome to your coastal oasis! This beautifully remodeled 3-bedroom, 2-bathroom home seamlessly blends modern elegance with coastal comfort. Every inch of the property has been thoughtfully updated, offering a fresh, contemporary feel while maintaining warmth and functionality. With direct access to the sea, you’ll wake up to breathtaking water views and the joy of a private waterfront lifestyle. Whether you’re relaxing in the open-concept living spaces or entertaining in the sleek, fully upgraded kitchen, this is coastal living at its finest.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8503285
StatusActive
Year Built1982
Total Rooms8
ConstructionCement Siding, Concrete, Stucco
RoofShingle
FoundationBlock
FacesNorth
SubdivisionGULF COAST RET
CountyHernando
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringCeramic Tile
AppliancesDishwasher, Microwave, Range, Range Hood, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
Lot Size0.14 acres (6,000 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$410,000
Original Price$430,000
Annual Taxes$3,651 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningR1B
Parcel #R1222316189002000090

Directions

Continue on Osowaw Blvd. Take Shoal Line Blvd to Minnow Creek Dr in Hernando Beach 10 min (5.7 mi) Turn left onto Osowaw Blvd 0.3 mi Turn left to stay on Osowaw Blvd 1.5 mi Turn right onto Shoal Line Blvd 2.9 mi Slight left onto Calienta St 0.5 mi Turn right onto Maplewood Dr 0.1 mi Maplewood Dr turns left and becomes Eagle Nest Dr 0.3 m Turn left onto Minnow Creek Dr Destination will be on the right 0.2 mi 3381 Minnow Creek Dr Hernando Beach, FL 34607

Location

3381 MINNOW CREEK DRIVE, HERNANDO BEACH, FL 34607

Listing Information

OfficeFENIX HOME REALTY LLC
ListedApril 29, 2026

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Home Price

$410,000

20% ($82,000)
6.75%

Loan Term

Principal & Interest$2,127
Property Tax (est.)$376
Insurance (est.)$150
Total Monthly$2,653
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How to Buy This Home

Multiple financing options available for this $410,000 home in HERNANDO BEACH.

🏛️

FHA Loan

$14,350 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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