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$535,000
Beds
4
Baths
3
Sq Ft
2,576 sq ft
Year Built
2001
Lot Size
0.32 acres
Garage
3
VALRICO POOL HOME! This beautifully maintained 4-bedroom, 3-bath home with a dedicated office/den, 3-car garage, and solar-heated saltwater pool and spa offers more than 2,500 square feet of thoughtfully designed living space in the highly desirable Duncan Groves community. Featuring a true three-way split floor plan, this home provides exceptional privacy and flexibility for families, guests, or multigenerational living. With NO CDD, a low HOA, A-rated schools, Flood Zone X, and a spacious one-third-acre homesite, this property delivers the perfect combination of comfort, functionality, and long-term value. Double glass front doors welcome you into a light-filled interior with soaring ceilings, elegant crown molding, surround sound, and beautiful views of the pool. Formal living and dining rooms flank the foyer, creating flexible spaces for entertaining or additional living areas. Tile flooring flows throughout the main living spaces, enhancing the home's open and inviting feel. At the heart of the home, the timeless kitchen features granite countertops, 42-inch custom cabinetry with crown molding, stainless steel appliances, an undermount sink, breakfast bar, extended seating, and a sunny breakfast nook overlooking the family room and pool. The adjacent great room is highlighted by recessed lighting, a ceiling fan, and expansive three-panel sliding glass doors that seamlessly blend indoor and outdoor living. The private primary suite is a relaxing retreat with tray ceilings, a spacious sitting area, direct lanai access, and a large walk-in closet. The luxurious ensuite bath offers dual vanities, a garden soaking tub, walk-in shower, and a private water closet with natural light. Bedrooms two and three occupy their own wing and share a full bathroom, while the fourth bedroom is perfectly positioned for guests with direct access to the lanai and an adjacent pool bath featuring a walk-in shower. A separate office/den at the rear of the home provides an ideal space for working remotely, studying, or hobbies. Step outside to enjoy true Florida living. The extended covered and screened lanai, complete with dual ceiling fans, overlooks the solar-heated saltwater pool with sun shelf and spa and a generously sized backyard. The oversized homesite is fully fenced and features an 8-foot privacy fence across the rear of the property, creating an ideal setting for entertaining, relaxing, or play. Recent improvements provide added peace of mind, including a new roof (2024), new HVAC system (2019), and new bedroom carpet (2026). The oversized three-car garage includes insulated garage doors and a built-in electric vehicle charger. Residents of Duncan Groves enjoy larger homesites, low HOA fees, no CDD, and the added benefit of a community irrigation well. Conveniently located near I-75, I-4, and the Selmon Expressway, this home offers easy access to Tampa, MacDill AFB, shopping, dining, parks, recreation, and everything the Tampa Bay area has to offer. This is a rare opportunity to own a move-in-ready pool home that combines an outstanding floor plan, exceptional outdoor living, and one of Valrico's most sought-after locations. Seller is a licensed real estate agent in the State of Florida.
From 60, south on St. Cloud, Right on Duncan Tree Circle, 1st house on Right.
2866 DUNCAN TREE CIRCLE, VALRICO, FL 33594
Pick a Day
Preferred Time
Home Price
$535,000
Loan Term
Multiple financing options available for this $535,000 home in VALRICO.
🏛️
$18,725 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$26,750 Down
Traditional financing. As low as 3-5% down with good credit.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 31, 2026.