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$549,900

2401 10TH STREET W, PALMETTO, FL 34221

Active137 days on market

Beds

3

Baths

2

Sq Ft

1,776 sq ft

Year Built

1965

Lot Size

0.42 acres

Garage

2

About This Property

This property is all about the water! Enjoy your private dock with the option for a boat ramp and direct Gulf access—perfect for boating, fishing, kayaking, and sunset cruises right from your backyard. The seller is also offering a credit toward a brand-new dock replacement. Inside, you’ll find a beautifully updated 3-bedroom, 2-bath home with a charming bonus room—ideal for a home office, den, or flexible living space. The home features a brand-new kitchen, all-new appliances, and durable vinyl flooring throughout, giving you modern upgrades with relaxed coastal charm. Additional updates include a new roof in 2019 and A/C in 2023. Situated on an oversized half-acre corner lot, there is plenty of room for all your hobbies. With no HOA or CDD and no restrictions, you can bring your boats and RVs—and still have room to add a pool. Located on the highly sought-after Five Finger Canal of Historic Palmetto, you’re just minutes from two local marinas. You are tucked away in the heart of it all, with equal proximity to St. Petersburg, Sarasota, and Lakewood Ranch, not to mention two major airports.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8503516
StatusActive
Year Built1965
Total Rooms10
ConstructionStucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionMANATI SHORES SECOND ADD
CountyManatee
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorOther
FencingChain Link, Vinyl
Lot Size0.42 acres (18,426 sq ft)
Road SurfaceAsphalt
0

Waterfront

WaterfrontYes
FeaturesCanal - Brackish, Gulf/Ocean, River Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$549,900
Original Price$599,900
Annual Taxes$8,585 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningRS2
Parcel #2838410054

Directions

Come from 8th Ave W (Bus 41), head west on 10th St W. The home will be to the left

Location

2401 10TH STREET W, PALMETTO, FL 34221

Listing Information

OfficeCORCORAN DWELLINGS
ListedApril 30, 2026

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Home Price

$549,900

20% ($109,980)
6.75%

Loan Term

Principal & Interest$2,853
Property Tax (est.)$504
Insurance (est.)$150
Total Monthly$3,507
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How to Buy This Home

Multiple financing options available for this $549,900 home in PALMETTO.

🏛️

FHA Loan

$19,247 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$27,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 11, 2026.

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