$749,000
637 PINELLAS BAYWAY UNIT 105, TIERRA VERDE, FL 33715
Beds
2
Baths
3
Sq Ft
1,650 sq ft
Year Built
1991
Lot Size
0.04 acres
Garage
2
About This Property
Welcome to your slice of Tierra Verde paradise. This renovated 2-bedroom, 2.5-bath waterfront townhome at Palm Island delivers a rare combination — a wide-basin water view, a deeded boat slip with lift, and a thoughtfully updated interior, all just minutes from St. Pete Beach, Fort De Soto, and downtown St. Petersburg. Across the 1,650 sq. ft. three-story floor plan, travertine flooring runs throughout, vaulted ceilings with skylights crown the top floor, and an open-concept main level is anchored by a stacked-stone wood-burning fireplace with reclaimed-wood mantel. The renovated kitchen features glazed shaker cabinetry, granite counters, a stainless steel appliance suite, and a travertine subway backsplash, with track and pendant lighting over a peninsula bar that flows into the living area. The primary suite enjoys its own floor with sliding doors to a private screened balcony framing one of the widest water views in the community — boats coming and going from your back-door marina. The renovated primary bath features a frameless glass walk-in shower, travertine surround, and oil-rubbed bronze fixtures. A spacious second bedroom, additional full bath, updated half bath, and upstairs front-load laundry complete the layout. Plantation shutters appear throughout, including the signature arched windows. Below: an attached garage with direct interior access. Outside: your deeded boat slip with lift, a heated community pool, and the unmatched Tierra Verde lifestyle. The Palm Island HOA fee covers cable, water, sewer, trash, building insurance (with master flood coverage), pool, grounds, and exterior maintenance — including doors, windows, and garage doors. The building benefits of a recent new roof. Buyer approval required; one pet up to 30 lbs welcome; three-month minimum lease term. Whether you're seeking a primary residence, a winter retreat, or a turnkey boater's getaway, this is Tierra Verde living fully realized. Schedule your private showing today.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From 54th Ave S, head east to I-275 South. Take I-275 to Exit 17 (Pinellas Bayway / SR 682) and head west across the toll plaza. Continue approximately 1.5 miles, then turn left (south) onto Pinellas Bayway S / SR 679 toward Tierra Verde and Fort De Soto. 637 Pinellas Bayway S is on the left (east) side, the Palm Island Townhomes complex. Unit #5
Location
637 PINELLAS BAYWAY UNIT 105, TIERRA VERDE, FL 33715
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$749,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $749,000 home in TIERRA VERDE.
🏛️
FHA Loan
$26,215 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$37,450 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 18, 2026.