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$364,998

10801 FORT WHITE COURT, TAMPA, FL 33647

3D Tour
Active168 days on market

Beds

3

Baths

3

Sq Ft

1,852 sq ft

Year Built

2025

Lot Size

0.06 acres

Garage

2

About This Property

**PREMIUM END UNIT | CONSERVATION VIEWS | EXTENSIVE UPGRADES | NO CDD | FLOOD ZONE X | NOT A SHORT SALE** WHY SETTLE FOR BUILDER-BASIC? Welcome to this meticulously maintained, owner-occupied 2025 end-unit townhome in Townes at Cross Creek, Phase 2! Featuring 3 bedrooms, 2.5 bathrooms, an upstairs loft and a two-car garage, this nearly new home combines an exceptional location with thoughtful upgrades throughout. LOCATION MAKES ALL THE DIFFERENCE! Perfectly positioned with open space beside the home and tranquil conservation views, this premium end unit offers abundant natural light, added privacy, and a peaceful setting that distinguishes it from other townhomes. THE UPGRADES ARE ALREADY DONE! The bright, open-concept floor plan has been enhanced well beyond standard builder finishes. The sellers upgraded ALL the original builder-grade appliances, including a Samsung Bespoke refrigerator and upgraded washer and dryer, ALL INCLUDED! Additional improvements include upgraded lighting, dimmable recessed lights with adjustable color temperatures, a smart thermostat, upgraded kitchen faucet, updated doorknobs, custom shower door, built-in trash pull-out and additional shelving. Ceiling fans with remotes have also been installed throughout. YOUR PRIVATE RETREAT! Relax on the screened lanai overlooking the conservation setting, complete with an upgraded Fanimation ceiling fan and multifunction remote. A premium Kinetico water softener and reverse osmosis drinking water filtration system provide even more everyday convenience. LOW-MAINTENANCE LIVING WITH NO CDD! Enjoy an active, professionally managed community with reasonable monthly HOA fees of approximately $375, including roof maintenance, exterior building insurance, exterior maintenance and lawn care. Spend less time on upkeep and more time enjoying everything New Tampa has to offer! AMAZING RECREATION WITHOUT AN EXPENSIVE PRIVATE AMENITY COMPLEX! Recently renovated Branchton Park and Cross Creek Park are just minutes away, offering outstanding public amenities, including playgrounds, a splash pad, sports courts, a recreation center and fitness facilities. Nature lovers will appreciate nearby Morris Bridge Conservation Park, with its scenic Hillsborough River views and boardwalks, and Flatwoods Conservation Park, featuring miles of trails and a popular seven-mile paved recreational loop. The multi-use path along Cross Creek Boulevard provides even more opportunities for outdoor recreation! LOCATION, LIFESTYLE AND CONVENIENCE! Situated less than one mile from Morris Bridge Road, enjoy a convenient alternative to Bruce B. Downs Boulevard and easy access to Wesley Chapel, Zephyrhills, I-75, USF, Moffitt Cancer Center and AdventHealth Wesley Chapel. The Shops at Wiregrass, Tampa Premium Outlets, restaurants, shopping and several houses of worship are also nearby. WHY MOVE FARTHER AWAY FOR NEW CONSTRUCTION? Enjoy a premium conservation setting, extensive upgrades already completed, included appliances, low-maintenance living, NO CDD FEES and exceptional access to shopping, employment centers and public recreation. THE LOCATION, THE UPGRADES AND THE LIFESTYLE ARE ALREADY HERE! Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8503564
StatusActive
Year Built2025
Stories2
Total Rooms7
ConstructionStucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionCROSS CRK PRCL D
CountyHillsborough
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Open Floorplan, Pest Guard System, PrimaryBedroom Upstairs, Smart Home, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Water Softener, Whole House R.O. System
LaundryElectric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
WindowsBlinds, ENERGY STAR Qualified Windows, Thermal Windows
CoolingCentral Air
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorSidewalk
Lot Size0.06 acres (2,560 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected, Fiber Optics, Fire Hydrant, Public, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$376 / Monthly
Senior CommunityNo

Financial Details

List Price$364,998
Original Price$382,000
Annual Taxes$799 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD-A
Parcel #A102720D1K00000000016.0

Schools

ElementaryHeritage-HB
MiddleBenito-HB
HighWharton-HB

Directions

From Tampa on I-75 North to Exit 266 for Rte 582A/Fletcher Ave/Morris Bridge Rd. Use left 2 lanes to take the ramp to Zephyrhills. Continue on Morris Bridge Rd. Drive 7.2 miles and turn left onto Cross Creek Blvd. Then take a U-turn at Tropical Cove Dr. Take a right onto Fort White Ct. Turn right to stay on Fort White Ct. Home is on the left.

Location

10801 FORT WHITE COURT, TAMPA, FL 33647

Listing Information

OfficeKELLER WILLIAMS TAMPA CENTRAL
ListedMay 1, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$364,998

20% ($73,000)
6.75%

Loan Term

Principal & Interest$1,894
Property Tax (est.)$335
Insurance (est.)$150
Total Monthly$2,378
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $364,998 home in TAMPA.

🏛️

FHA Loan

$12,775 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.

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