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$439,900

40949 JERRY ROAD, ZEPHYRHILLS, FL 33540

3D Tour
Active136 days on market

Beds

3

Baths

2

Sq Ft

1,352 sq ft

Year Built

2016

Lot Size

5.00 acres

Garage

,

About This Property

$10,000 BUYER INCENTIVE! Property is currently undergoing a quiet title action. Seller estimate the process may take approximately 90 days to complete. Closing will be contingent upon completion of the quiet title process and the seller's ability convey clear and marketable title. Seller is offering up to $10,000 toward buyer closing costs, prepaids and/or interest-rate buy-down with an acceptable offer! Discover 5 usable acres in Zephyrhills, Florida with NO HOA and NO DEED RESTRICTIONS, offering the space, privacy, and freedom that's becoming increasingly difficult to find in the Tampa Bay area. Bring the horses, livestock, RV, boat, ATVs, and all your outdoor toys—this property is ready for country living. This beautifully maintained 2016 manufactured home features 3 bedrooms, 2 bathrooms, and an inviting open-concept floor plan. Start your mornings on the covered front porch and spend your evenings on the expansive rear deck overlooking open pasture, beautiful grandfather oak trees, and Florida sunsets. Looking for a horse property, mini farm, hobby farm, homestead, or acreage property in Zephyrhills? The infrastructure is already here. The property features a large pole barn with tack room, three storage sheds, fenced livestock areas, and approximately 5 acres of usable land with plenty of room for horses, cattle, goats, chickens, sheep, pigs, gardens, greenhouses, workshops, and agricultural projects. With no HOA and no deed restrictions, there's room for RVs, boats, trailers, ATVs, UTVs, equipment, and the lifestyle you've been looking for. Whether your goal is a self-sufficient Florida homestead, equestrian property, hobby farm, multi-generational setup, home-based business, or simply having more land and privacy, this property offers incredible flexibility. Even better, the property qualifies for USDA financing for eligible buyers. A private well and septic system add to the independence of rural living. Seller believes the property may offer additional parcel division or future development potential. Buyer should independently verify zoning, future land use, parcel configuration, and any development or division opportunities with Pasco County. Enjoy peaceful country living without giving up convenience. Located just minutes from downtown Zephyrhills, shopping, dining, schools, and medical facilities, you're also approximately 15 minutes from Wesley Chapel and Dade City and about 45 minutes from Tampa. This location provides convenient access to the greater Tampa Bay area while still giving you the acreage, privacy, and breathing room of country living. 5 ACRES + NO HOA + BARN & TACK ROOM + LIVESTOCK READY + USDA ELIGIBLE + $10,000 BUYER INCENTIVE! If you've been searching for a Zephyrhills home with acreage, Florida horse property, mini farm, homestead, hobby farm, country home with land, or property with a barn and room for livestock, this one deserves a closer look.

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #TB8504086
StatusActive
Year Built2016
Total Rooms5
ConstructionVinyl Siding
RoofMetal
FoundationOther
FacesSouth
SubdivisionCRYSTAL SPRING COLONY FARMS
CountyPasco
OwnershipFee Simple

Interior Features

InteriorAttic Fan, Ceiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Thermostat
FlooringCarpet, Luxury Vinyl
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Dryer, Exhaust Fan, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther, Private Entrance, Storage
FencingFenced
Other StructuresBarn(s), Corral(s), Shed(s), Storage
Lot Size5.00 acres (217,800 sq ft)
Lot FeaturesCleared, Farm
Road SurfaceDirt
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Electricity Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$439,900
Original Price$485,000
Annual Taxes$1,269 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningAR
Parcel #3026220010048000000

Schools

ElementaryWest Zephyrhills Elemen-PO
MiddleRaymond B Stewart Middle-PO
HighZephryhills High School-PO

Directions

From US Hwy 301, turn onto SR 39/S Buchman Hwy, turn left onto Jerry Rd, and continue to 40949 Jerry Rd on the left.

Location

40949 JERRY ROAD, ZEPHYRHILLS, FL 33540

Listing Information

OfficeCOLDWELL BANKER AQUATERRA REALTY
ListedMay 2, 2026

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Preferred Time

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Home Price

$439,900

20% ($87,980)
6.75%

Loan Term

Principal & Interest$2,283
Property Tax (est.)$403
Insurance (est.)$150
Total Monthly$2,836
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $439,900 home in ZEPHYRHILLS.

🏛️

FHA Loan

$15,397 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,995 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 15, 2026.

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