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$389,900

6436 CARDINAL DR, CLEARWATER, FL 33760

3D Tour
Active158 days on market

Beds

3

Baths

1

Sq Ft

1,578 sq ft

Year Built

1972

Lot Size

0.21 acres

Garage

—

About This Property

Great family home featuring 3 bedrooms and 1 bath, complete with a formal dining room and a spacious Florida room/den. The split-bedroom floor plan offers added privacy, while ceramic tile flooring runs throughout the home for easy maintenance and a clean, modern look. Situated on a huge, privacy-fenced corner lot, this property is perfect for both relaxing and entertaining. Enjoy the sparkling in-ground pool and unwind under the charming gazebo, ideal for outdoor gatherings. The front of the home welcomes you with a large screened-in porch, perfect for enjoying Florida evenings, and a newly built carport (just 3 months old) adds convenience and value. Major updates include a newer A/C system (2 years old), a roof that’s only 1 year old, and updated windows for improved efficiency. Located in a desirable family neighborhood in Central Pinellas County in Clearwater, this home is just minutes from shopping, restaurants, schools, and beautiful Gulf beaches. Easy to show—this is a Must-See!!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8504140
StatusActive
Year Built1972
Total Rooms8
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionTWIN LAKES MNR
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringTile
AppliancesDryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air, Mini-Split Unit(s)
HeatingCentral, Electric

Exterior & Lot

ExteriorSidewalk
FencingVinyl, Wood
Other StructuresGazebo, Shed(s)
Lot Size0.21 acres (9,082 sq ft)
Lot Dimensions86 x 105
Lot FeaturesCorner Lot, City Lot
Road SurfaceAsphalt, Paved

Pool & Spa

Private PoolYes
Pool FeaturesFiberglass, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic, Sewer Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$389,900
Original Price$425,000
Annual Taxes$1,168 (2025)
FinancingCash, Conventional, FHA
ZoningR-4
Parcel #053016927720000350

Directions

US 19 to left on Roosevelt right on 62nd ST right on 150th left on Mockingbird Lane, right on Hull, Hull becomes mockingbird lane west, left on Cardinal. House on right.

Location

6436 CARDINAL DR, CLEARWATER, FL 33760

Listing Information

OfficeCENTURY 21 RE CHAMPIONS
ListedMay 1, 2026

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Home Price

$389,900

20% ($77,980)
6.75%

Loan Term

Principal & Interest$2,023
Property Tax (est.)$357
Insurance (est.)$150
Total Monthly$2,531
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How to Buy This Home

Multiple financing options available for this $389,900 home in CLEARWATER.

🏛️

FHA Loan

$13,647 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$19,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 8, 2026.

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