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$104,900

5640 FERGUSON COURT UNIT 2208, NEW PORT RICHEY, FL 34652

3D Tour
Active161 days on market

Beds

2

Baths

2

Sq Ft

1,056 sq ft

Year Built

1982

Lot Size

0.03 acres

Garage

,

About This Property

Nestled on the Cotee River with Direct Access to the Gulf, this 2nd Floor, 2BR 2BA WATERFRONT condo creates a quiet retreat to wake up to gorgeous water views to enjoy your morning, afternoon or evening refreshment! This charming condo has an open floor plan with tile flooring throughout, a split bedroom layout for privacy and sliding doors from the living room and primary bedroom open onto a spacious screened balcony, perfect for relaxing and watching the dolphins! The primary bedroom is generously sized and features a walk-in closet, an ensuite bath and another spectacular view of the river from the window. The kitchen has decorative tiled countertops and there’s a convenient laundry closet in the hallway. Enjoy the convenience of an assigned carport outside your unit! River Mist is a well managed community with a clubhouse, exercise room, waterfront pool, grilling areas and elevators and has been in the process of enhancing its appeal with a new roof in 2025, fresh exterior paint, a resurfaced pool and screened balconies have been renovated! There are no age restrictions and the community is pet friendly allowing 1 small pet up to 25 lbs. Minimum 4 month lease terms are permitted after 2 years of ownership and there is a 20% rental cap. Located minutes from the vibrant heart of Downtown New Port Richey where you can ride your golf cart and explore the many quaint retail stores, indulge in diverse dining experiences, enjoy live music, visit Sims Park, launch your boat or savor the exciting cultural and art events. Don’t miss the chance to own this rare find in a relaxing atmosphere on the Cotee River while still being close to all the conveniences of nearby downtown New Port Richey.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8504325
StatusActive
Year Built1982
Stories1
Total Rooms4
ConstructionStucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionRIVER VILLAS CONDO PH 02
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Thermostat, Walk-In Closet(s)
FlooringTile
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony, Sliding Doors
Lot Size0.03 acres (1,212 sq ft)
Road SurfacePaved
0

Waterfront

WaterfrontYes
FeaturesWaterfront, River Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Sewer Available, Water Available

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$104,900
Original Price$129,900
Annual Taxes$872 (2025)
FinancingCash, Conventional
ZoningMF2
Parcel #082616034B000022080

Schools

ElementaryCotee River Elementary-PO
MiddleGulf Middle-PO
HighGulf High-PO

Directions

From US 19.....turn EAST onto GULF DR., turn LEFT onto GRAND BLVD., turn RIGHT onto DAILEY LANE, then turn RIGHT onto FERGUSON CT. Building will be the last building on the RIGHT - RIVER MIST CONDOS. Unit is on the 2nd floor. (You may park in Carport #BB if space is vacant).

Location

5640 FERGUSON COURT UNIT 2208, NEW PORT RICHEY, FL 34652

Listing Information

OfficeFUTURE HOME REALTY INC
ListedMay 18, 2026

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Home Price

$104,900

20% ($20,980)
6.75%

Loan Term

Principal & Interest$544
Property Tax (est.)$96
Insurance (est.)$150
Total Monthly$790
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $104,900 home in NEW PORT RICHEY.

🏦

Conventional

$5,245 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 26, 2026.

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