$134,500
2620 COVE CAY DRIVE UNIT 904, CLEARWATER, FL 33760
Beds
1
Baths
1
Sq Ft
565 sq ft
Year Built
1974
Lot Size
1.00 acres
Garage
—
About This Property
Welcome to Cove Cay, a premier gated waterfront community on Tampa Bay offering true resort-style living in the heart of Clearwater. Surrounded by lush tropical landscaping and meticulously maintained grounds, residents enjoy access to a private marina with boat and kayak opportunities, along with an 18-hole championship golf course that winds throughout the community. Each village features its own clubhouse, heated pool, and spa, creating a relaxed and welcoming atmosphere year-round. Best of all, Cove Cay is an all-ages community with no age restrictions. This beautifully maintained studio-style condo is thoughtfully designed with a spacious and functional layout that maximizes both comfort and flexibility. The open living and dining areas create an inviting flow for everyday living and entertaining, while the well-appointed kitchen offers ample cabinet and counter space. A bright and airy sunroom extends the living space, showcasing beautiful views and providing the perfect spot to relax, work from home, or enjoy your morning coffee. The layout offers a generously sized sleeping area with excellent versatility, along with a well-appointed bathroom and convenient in-unit laundry for added ease. Additional features include a welcoming entry foyer, dedicated dining space, and smart use of storage throughout, making this unit both practical and comfortable. Located just minutes from shopping, dining, and everyday conveniences, this home also offers easy access to St. Pete–Clearwater International Airport and Tampa International Airport. Clearwater Beach and the Gulf Coast’s world-renowned shoreline are just a short drive away, making this an ideal full-time residence, seasonal getaway, or investment opportunity. Experience the perfect blend of comfort, convenience, and coastal lifestyle—don’t miss your opportunity to own in one of Clearwater’s most desirable waterfront communities. Furnishings included if buyer would like.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
US 19 to east on Haines Bayshore Rd to north on Cove Cay Dr through guard gate to 2620 Cove Cay Dr.
Location
2620 COVE CAY DRIVE UNIT 904, CLEARWATER, FL 33760
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$134,500
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $134,500 home in CLEARWATER.
🏦
Conventional
$6,725 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: May 23, 2026.