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$395,999

5220 BUTTERFLY SHELL DRIVE, APOLLO BEACH, FL 33572

3D Tour
Active144 days on market

Beds

4

Baths

2

Sq Ft

2,141 sq ft

Year Built

2010

Lot Size

0.24 acres

Garage

2

About This Property

PRICE CUT $5,000!!! Immaculate, Apollo Beach 4-bedroom Home! Located in Harbor Isles Community. There are (3 bedrooms / 1 guest bedroom), the guest bedroom is currently being used as an office space. This home has a New 2022 ROOF, RENOVATED kitchen and guest bath, split floorplan, LARGE Flex room, HUGE dining room, newly tiled floors, HUGE Florida room that measures 13' x 30', interior/ exterior paint, ceiling fans throughout and conservation pond view. The renovated kitchen comes with granite counters, stainless steel appliances, and oversized island, oak table to enjoy a big family meal. As you enter the home, the flex space has limitless possibilities. You can have a formal dining or living room, or sitting area for relaxation. The split floor plan has two bedrooms, a dedicated office, guest bedroom and renovated bathroom. The other side has a primary suite with a views of the conservation, master bath, garden tub, separate shower, his & her sinks, and a walk in closet. As a resident you have access to top-notch amenities including a resort style pool, clubhouse, fitness center, playground, and walking trails. Conveniently located near dining, shopping, and Tampa Bay's beaches, this home offers inspiration for a lifetime of building memories!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8504620
StatusActive
Year Built2010
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionHARBOUR ISLES PH 1
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryLaundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Sidewalk, Sliding Doors
Lot Size0.24 acres (10,380 sq ft)
Lot Dimensions82.38 x 126
Lot FeaturesFloodZone, In County, Level, Sidewalk
Road SurfacePaved
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$130 / Annually
Senior CommunityNo

Financial Details

List Price$395,999
Original Price$399,998
Annual Taxes$5,989 (2026)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U33311981P00001600005.0

Schools

ElementaryDoby Elementary-HB
MiddleEisenhower-HB
HighLennard-HB

Directions

South on Highway 41, Left on 27th Ave NW, Right on 12th St. NE, Left on Skipper Key Rd., Righton Sandy Shell Dr., Right on Butterfly Shell Dr. to address.

Location

5220 BUTTERFLY SHELL DRIVE, APOLLO BEACH, FL 33572

Listing Information

OfficeQUICKSILVER REAL ESTATE GROUP
ListedMay 15, 2026

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Home Price

$395,999

20% ($79,200)
6.75%

Loan Term

Principal & Interest$2,055
Property Tax (est.)$363
Insurance (est.)$150
Total Monthly$2,568
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $395,999 home in APOLLO BEACH.

🏛️

FHA Loan

$13,860 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,800 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 5, 2026.

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