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$235,000

3023 CANEEL STREET, WINTER HAVEN, FL 33884

3D Tour
Active151 days on market

Beds

2

Baths

2

Sq Ft

1,385 sq ft

Year Built

2020

Lot Size

0.07 acres

Garage

1

About This Property

Welcome to the vibrant lifestyle of Traditions, one of Winter Haven’s most desirable gated 55+ communities! Built in 2020, this impeccably maintained villa offers 2 bedrooms, 2 bathrooms, and 1,385 sq. ft. of beautifully designed living space that perfectly blends comfort, elegance, and low-maintenance Florida living. Step inside to an inviting open-concept floor plan filled with natural light, high ceilings, and stylish ceramic tile flooring throughout the main living areas. The spacious living and dining areas are ideal for entertaining guests or simply relaxing in comfort. The modern kitchen is a standout feature, showcasing solid wood cabinetry, granite countertops, stainless steel appliances, and generous prep space for everyday living and special gatherings alike. The spacious primary suite offers a large walk-in closet and a private en-suite bath designed for comfort and convenience. Sliding glass doors lead to a screened-in porch where you can unwind and enjoy Florida’s beautiful weather year-round. Living in Traditions means enjoying an exceptional array of resort-style amenities, including a lakeside heated pool, elegant clubhouse, fitness center, tennis, pickleball, and shuffleboard courts, plus private access to Lake Ruby with a community boat ramp and dock. Even better, the HOA covers exterior maintenance, lawn care, and high-speed internet, allowing you to truly enjoy a carefree lifestyle. Ideally located near shopping, dining, hospitals, and Legoland, this stunning villa offers the perfect opportunity to enjoy the best of Central Florida living. Don’t miss your chance to own a beautiful home in one of Winter Haven’s premier active adult communities!

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8504638
StatusActive
Year Built2020
Stories1
Total Rooms9
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionTRADITIONS PH 2A
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Open Floorplan, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Heat Pump

Exterior & Lot

ExteriorRain Gutters
Lot Size0.07 acres (3,101 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$671 / Monthly
Senior CommunityYes

Financial Details

List Price$235,000
Annual Taxes$3,384 (2025)
Parcel #262913687558000060

Schools

ElementaryChain O Lakes Elem
MiddleDenison Middle
HighLake Region High

Directions

From the intersection of I-4 and Hwy 27, head south on US-27 S. Turn right onto Thompson Nursery Rd, then turn left into the main entrance onto Traditions Blvd S. Follow Traditions Blvd S, then make a left onto Caneel St and continue to the property address on your left.

Location

3023 CANEEL STREET, WINTER HAVEN, FL 33884

Listing Information

OfficeGOYAL & DECOSTER REALTY
ListedMay 8, 2026

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Home Price

$235,000

20% ($47,000)
6.75%

Loan Term

Principal & Interest$1,219
Property Tax (est.)$215
Insurance (est.)$150
Total Monthly$1,585
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $235,000 home in WINTER HAVEN.

🏛️

FHA Loan

$8,225 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 15, 2026.

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