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$330,000

528 MCKENNA DRIVE, WINTER HAVEN, FL 33881

3D Tour
Active122 days on market

Beds

4

Baths

3

Sq Ft

1,964 sq ft

Year Built

2021

Lot Size

0.13 acres

Garage

2

About This Property

This thoughtfully designed home, built in 2021 and located on a quiet cul-de-sac in the heart of Winter Haven, offers four bedrooms, three bathrooms, and a modern open-concept layout ideal for everyday living and entertaining. The kitchen features stainless steel appliances, a breakfast bar, custom added storage, and a water filtration system, all overlooking a spacious living area complete with a built-in television and electric fireplace. The primary suite provides a private retreat with a large walk-in closet and dual vanities, while the additional bedrooms offer comfortable layouts with ample storage. Please note: The home is currently undergoing light cosmetic improvements to further enhance its presentation. The photos reflect its current condition; updated finishes and final touches will be completed prior to showings, offering an even more polished look in person. Residents enjoy resort-style amenities including pools and playgrounds, with convenient access to LEGOLAND Florida Resort, shopping, dining, and major corridors like Highway 27 and the Polk Parkway.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8505250
StatusActive
Year Built2021
Stories1
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionLUCERNE PARK RESERVE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor
FlooringCeramic Tile
AppliancesElectric Water Heater, Microwave
LaundryElectric Dryer Hookup, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Lot Size0.13 acres (5,650 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$200 / Annually
Senior CommunityNo

Financial Details

List Price$330,000
Original Price$375,000
Annual Taxes$7,508 (2025)
Parcel #262802522103001740

Directions

From I 4 take exit 55 to Haines City Hwy 27 heading South to Winter Haven. Right at Hwy 544 and veer on right to W Old Lucerne Park Road. Left on Cambridge Road.

Location

528 MCKENNA DRIVE, WINTER HAVEN, FL 33881

Listing Information

OfficeTHE ELITE REALTY EXPERIENCE
ListedMay 5, 2026

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Home Price

$330,000

20% ($66,000)
6.75%

Loan Term

Principal & Interest$1,712
Property Tax (est.)$303
Insurance (est.)$150
Total Monthly$2,165
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How to Buy This Home

Multiple financing options available for this $330,000 home in WINTER HAVEN.

🏛️

FHA Loan

$11,550 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,500 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.

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