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$699,900

35369 RUFFING ROAD, DADE CITY, FL 33523

3D Tour

Active49 days on market

Beds

Baths

Sq Ft

2,642 sq ft

Year Built

2024

Lot Size

2.52 acres

Garage

About This Property

Welcome to peaceful living in Dade City! Built in 2024, this stunning 2-story home sits on 2.5 acres and offers the perfect blend of modern finishes and open space with NO HOA and NO CDD. Featuring 5 bedrooms, 4.5 bathrooms, and a spacious layout designed for both everyday living and entertaining, this property is loaded with upgrades throughout. The kitchen showcases granite countertops, 42-inch upper cabinets, and ample storage space, while double-pane windows provide energy efficiency and natural light throughout the home. Outside you can enjoy plenty of room for animals, hobbies, or equipment with a 16x23 pole barn equipped with electric and a fully fenced 29x43 animal pen. Whether you're looking for space to spread out or to enjoy country living with modern conveniences, this property offers endless possibilities in a growing area of Pasco County.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8505785

StatusActive

Year Built2024

Stories2

Total Rooms14

ConstructionBlock, Stucco

RoofShingle

FoundationSlab

FacesSouth

SubdivisionNA

CountyPasco

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Stone Counters, Walk-In Closet(s)

FlooringLaminate, Tile

AppliancesDishwasher, Range, Range Hood, Refrigerator

LaundryInside

CoolingCentral Air

HeatingCentral, Electric

Exterior & Lot

ExteriorOther

Lot Size2.52 acres (109,771 sq ft)

Road SurfacePaved

Utilities

WaterWell

SewerSeptic Tank

UtilitiesElectricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$699,900

Original Price$729,900

Annual Taxes$7,006 (2025)

ZoningAR

Parcel #212420000.0007.00002.0

Schools

ElementarySan Antonio-PO

MiddlePasco Middle-PO

HighPasco High-PO

Directions

Continue onto US-301/US-98/US-98 BYP S, Turn left onto Lock St, Continue onto Blanton Rd, Turn left onto Ruffing Rd, Destination will be on the right.

Location

35369 RUFFING ROAD, DADE CITY, FL 33523

Listing Information

OfficeKELLER WILLIAMS RLTY NEW TAMPA

ListedMay 6, 2026

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Home Price

$699,900

Down Payment20% ($139,980)

Interest Rate6.75%

Loan Term

Principal & Interest$3,632

Property Tax (est.)$642

Insurance (est.)$150

Total Monthly$4,423

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Nearby Schools

Elementary School

San Antonio-PO

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Middle School

Pasco Middle-PO

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High School

Pasco High-PO

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How to Buy This Home

Multiple financing options available for this $699,900 home in DADE CITY.

🏛️

FHA Loan

$24,497 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$34,995 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 24, 2026.