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$440,000

13010 CUMBERLAND DRIVE, LARGO, FL 33773

3D Tour
Active50 days on market

Beds

3

Baths

2

Sq Ft

1,108 sq ft

Year Built

1976

Lot Size

0.14 acres

Garage

1

About This Property

This beautifully renovated home in Largo Florida features a three bedroom, two bathroom, with a single garage. Brand new luxury vinyl flooring stretches seamlessly throughout the home. Fully Renovated Home with Modern Upgrades Move in ready and beautifully updated, this home offers peace of mind and style with extensive renovations throughout. A new roof installed in 2024, new flooring in every room, and fresh interior paint create a clean, modern feel from the moment you step inside. The fully remodeled kitchen is equipped with new cabinetry, sink, granite countertops making it perfect for everyday modern living and entertaining with stainless steel appliances. Both form and function shine with thoughtful improvements across the home, including newer blinds throughout, new ceiling fans, new lighting, and new doors and shelving in all closets for organized living. The main bathroom has been fully remodeled. It features dual sinks, spacious closet, and solid surface countertop for a refreshed and updated space. Outside, enjoy added curb appeal and convenience with an extra wide newly installed concrete driveway and a new roof installed in 2024. Relax year round in the beautiful screened porch, ideal for morning coffee or evening downtime. With updates already completed, this home is ready for its next owner to enjoy comfort, functionality, and modern finishes without lifting a finger. Key features & upgrades: Roof installed in 2024 New flooring throughout Fresh interior paint Fully remodeled kitchen (cabinets, sink, countertop, floor) Stainless steel appliances Remodeled main bathroom Newer blinds New ceiling fans in all rooms New 6 panel closet doors & custom shelving in every closet Extra wide concrete driveway Some information is from county records and buyer to verify information and measurements.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8505873
StatusActive
Year Built1976
Total Rooms8
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionCUMBERLAND PARK
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Window Treatments
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
WindowsAluminum Frames, Blinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorNone
FencingVinyl
Lot Size0.14 acres (6,151 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Underground Utilities, Water Available

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$440,000
Original Price$445,000
Annual Taxes$1,021 (2025)
ZoningR-3
Parcel #123015200610010160

Directions

US Highway 19 to Ulmerton Road, go West on Ulmerton to Belcher Rd, turn left on S Belcher Rd and right on Powderhorn Cir and turn right on Cumberland Dr. and the house is on the left.

Location

13010 CUMBERLAND DRIVE, LARGO, FL 33773

Listing Information

OfficeBAY REALTY GROUP INC
ListedMay 6, 2026

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Home Price

$440,000

20% ($88,000)
6.75%

Loan Term

Principal & Interest$2,283
Property Tax (est.)$403
Insurance (est.)$150
Total Monthly$2,836
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How to Buy This Home

Multiple financing options available for this $440,000 home in LARGO.

🏛️

FHA Loan

$15,400 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 25, 2026.

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