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$219,000

22128 LITTLE LAGOON COURT, LUTZ, FL 33549

Active132 days on market

Beds

2

Baths

2

Sq Ft

1,166 sq ft

Year Built

1998

Lot Size

0.36 acres

Garage

1

About This Property

**Free 1% one-year interest rate buy down through use of seller's preferred lender** Discover your perfect Florida retreat at 22128 Little Lagoon Court N in the desirable gated community of Lakes at Heron Cove in Lutz, Florida. This beautifully updated first-floor 2-bedroom, 2-bathroom condo boasts 1,166 square feet of bright, open living space and includes the rare luxury of a private 1-car attached garage. The thoughtful split-bedroom layout ensures maximum privacy, while the expansive living and dining areas create an ideal setting for both relaxed everyday living and effortless entertaining. Your screened lanai offers peaceful conservation area views with frequent visits from local wildlife, making it the perfect spot for morning coffee or unwinding at sunset. The chef-friendly kitchen shines with generous counter space, a convenient breakfast bar and updated Stainless Steel appliances. The generous primary suite (15x13) features an oversized walk-in closet and a luxurious en-suite bath complete with his and hers dual vanities, walk-in shower, and private water closet. Tile flooring and vinyl flooring throughout the main living areas adds durability and ease, while quality carpet in the bedrooms provides comfort underfoot. This home has been thoughtfully maintained with impressive recent UPDATES, impact-rated hurricane windows and sliding doors throughout. The community roof is fully covered by the HOA, adding even more peace of mind. Best of all, there are no CDD fees and the monthly HOA is $449 per month, delivering outstanding value and true low-maintenance living. Enjoy a resort-style lifestyle with a sparkling pool, hot tub, clubhouse, scenic walking trails, and direct access to beautiful 54-acre Lake Bird featuring a boat ramp and fishing dock—perfect for kayaking, small boats, or quiet days on the water. Tucked away yet conveniently located just off Hwy 54 with easy I-275 access, you’re minutes from shopping, dining, and top-tier amenities, with USF, Moffitt Cancer Center, and Downtown Tampa all within a short 20–30 minute drive. This move-in ready, turnkey condo is truly one you don’t want to miss. **Free 1% one-year interest rate buy down through use of seller's preferred lender**

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8505944
StatusActive
Year Built1998
Stories1
Total Rooms3
ConstructionConcrete, Stucco, Vinyl Siding
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionHERON COVE CONDOMINIUM PHASE II
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Walk-In Closet(s), Window Treatments
FlooringCarpet, Tile, Vinyl
AppliancesDishwasher, Electric Water Heater, Range
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsBlinds, ENERGY STAR Qualified Windows, Low-Emissivity Windows, Storm Window(s)
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorAwning(s), Lighting, Shade Shutter(s), Sidewalk, Sliding Doors
FencingFenced
Lot Size0.36 acres (15,488 sq ft)
Lot FeaturesConservation Area
Road SurfacePaved
ViewTrees/Woods, Water
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$219,000
Original Price$235,000
Annual Taxes$181 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMPUD
Parcel #3126190170003003050

Schools

ElementaryLake Myrtle Elementary-PO
MiddleCharles S. Rushe Middle-PO
HighSunlake High School-PO

Directions

From I75, W on FL-54, S on Heron Cove Dr, W on Little Lagoon, home is on south side of roadway

Location

22128 LITTLE LAGOON COURT, LUTZ, FL 33549

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedMay 6, 2026

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Home Price

$219,000

20% ($43,800)
6.75%

Loan Term

Principal & Interest$1,136
Property Tax (est.)$201
Insurance (est.)$150
Total Monthly$1,487
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $219,000 home in LUTZ.

🏛️

FHA Loan

$7,665 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$10,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 28, 2026.

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