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$184,000

2642 PINE RIDGE WAY S UNIT G2, PALM HARBOR, FL 34684

3D Tour
Active151 days on market

Beds

2

Baths

2

Sq Ft

1,038 sq ft

Year Built

1983

Lot Size

—

Garage

—

About This Property

Private and beautifully updated condo in Palm Harbor’s highly desirable 55+ pet-friendly Pine Ridge community! This gorgeous 2-bedroom, 2-bath END UNIT offers modern upgrades, abundant natural light, peaceful green nature views, and a highly functional layout. The stunning kitchen features an open design overlooking the main living area, gorgeous granite countertops, newer cabinetry, sleek stainless appliances, subway tile backsplash, and plenty of storage and prep space. Waterproof luxury vinyl plank flooring flows throughout the home for a clean, cohesive look. The spacious living room opens through sliding glass doors to a screened-in lanai, creating the perfect place to relax and enjoy Florida living. The large primary suite includes an oversized closet and an en-suite bathroom with walk-in shower, while the guest bedroom is conveniently located near the second full bathroom, making it ideal for visitors or a home office setup. A large indoor laundry room adds extra convenience! Residents enjoy low monthly condo fees and exceptional community amenities, including a large heated Olympic-style swimming pool, scenic walking trail around the lake and fountain, clubhouse with social activities, and beautifully maintained grounds. Monthly condo fees include the community pool, escrow reserves fund, exterior maintenance, grounds maintenance, onsite management, pool maintenance, sewer, trash, water, basic cable, and internet. This pet-friendly community is ideally located safely in a NON-FLOOD ZONE just minutes from shopping, restaurants, parks, and Gulf beaches. Don't wait - schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8506008
StatusActive
Year Built1983
Stories1
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionPINE RIDGE AT PALM HARBOR
CountyPinellas
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Sidewalk, Sliding Doors
Lot FeaturesLevel, Sidewalk
Road SurfacePaved
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$417 / Monthly
Senior CommunityYes

Financial Details

List Price$184,000
Original Price$200,000
Annual Taxes$3,551 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #062816716975242070

Directions

From US Highway 19 N take right onto Pine Ridge Way S north of Nebraska. Building 2642 is located on your right towards the back of the complex. Unit is accessed from the steps on the backside of the building. Guest parking in front and behind the building.

Location

2642 PINE RIDGE WAY S UNIT G2, PALM HARBOR, FL 34684

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedMay 8, 2026

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Home Price

$184,000

20% ($36,800)
6.75%

Loan Term

Principal & Interest$955
Property Tax (est.)$169
Insurance (est.)$150
Total Monthly$1,273
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How to Buy This Home

Multiple financing options available for this $184,000 home in PALM HARBOR.

🏛️

FHA Loan

$6,440 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,200 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 5, 2026.

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