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$126,000

2428 COLUMBIA DRIVE UNIT 36, CLEARWATER, FL 33763

3D Tour
Active140 days on market

Beds

2

Baths

2

Sq Ft

1,100 sq ft

Year Built

1972

Lot Size

—

Garage

—

About This Property

Full of potential, this 2 bedroom, 2 bath 2nd floor condo in sought after On Top of the World offers an incredible opportunity to enjoy FL living at an affordable price. Just steps away from the East Activity Center & Pool for all the the fun year round activities! Featuring newer impact windows for added peace of mind & efficiency, plus the buildings laundry conveniently located just outside the back door, everyday living is made easy! Whether you're looking for a full time residence, seasonal retreat, or vacation get away, this home checks all the boxes. Ideally located m a non flood zone, yet just a short drive to the stunning Gulf Coast beaches, you truly get the best of both worlds. Enjoy this 55± vibrant, resort style lifestyle Clearwater is known for, with endless amenities, activities, and social opportunities right at your fingertips. Don't miss a chance to own a piece of paradise at an unbeatable value, your dream starts here! Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents & owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8506424
StatusActive
Year Built1972
Stories3
Total Rooms5
ConstructionBlock
RoofMembrane
FoundationSlab
FacesSouthwest
SubdivisionON TOP OF THE WORLD
CountyPinellas
OwnershipCondominium

Interior Features

InteriorLiving Room/Dining Room Combo
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Exhaust Fan, Range, Range Hood, Refrigerator
LaundryCommon Area, Corridor Access
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorSidewalk
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPrivate Sewer
UtilitiesCable Available, Electricity Connected, Fire Hydrant, Phone Available, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityYes

Financial Details

List Price$126,000
Original Price$127,000
Annual Taxes$380 (2025)
FinancingCash, Conventional
Parcel #312816640190240360

Directions

From Sunset Point Rd, take World Parkway Blvd to the 3rd Street on Right, Columbia Drive. It is the 4th building on your left. Park in spot 36 or any spot marked with a V (visitor).

Location

2428 COLUMBIA DRIVE UNIT 36, CLEARWATER, FL 33763

Listing Information

OfficeON TOP OF THE WORLD RE
ListedMay 8, 2026

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Home Price

$126,000

20% ($25,200)
6.75%

Loan Term

Principal & Interest$654
Property Tax (est.)$116
Insurance (est.)$150
Total Monthly$919
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How to Buy This Home

Multiple financing options available for this $126,000 home in CLEARWATER.

🏦

Conventional

$6,300 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 25, 2026.

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