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$380,000

514 WINTERSIDE DRIVE, APOLLO BEACH, FL 33572

3D Tour
Active147 days on market

Beds

3

Baths

2

Sq Ft

1,803 sq ft

Year Built

2012

Lot Size

0.13 acres

Garage

3

About This Property

Experience the ultimate Florida resort lifestyle in this stunning West Bay-built home located in the exclusive, gated Bay Breeze enclave of the MiraBay community. This meticulously maintained residence features a bright, open-concept floor plan highlighted by gorgeous wide-plank wood flooring, soaring ceilings, and elegant crown molding throughout the main living areas. The gourmet kitchen is a chef's dream, boasting granite countertops, premium wood cabinetry, and a new refrigerator installed in 2022. Significant recent mechanical upgrades provide total peace of mind, including a new Lennox A/C and gas furnace (2022) and a new washer and dryer (2022). Retreat to the spacious primary suite or utilize the versatile den—complete with French doors—as a quiet home office or third bedroom. Outside, enjoy morning coffee on the charming covered front porch overlooking the community green or utilize the rare and spacious detached 3-CAR GARAGE for your golf cart or your fun car. Best of all, the HOA covers lawn maintenance, water, and trash, giving you more time to enjoy MiraBay’s world-class amenities, including a 135-acre lagoon, resort-style heated pools with water slides, a state-of-the-art fitness center, and tennis and pickleball courts, and the convenient poolside Galley Café for sunset drinks and dining.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8506781
StatusActive
Year Built2012
Stories1
Total Rooms6
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionMIRABAY PARCELS 21 & 23
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Open Floorplan, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCeramic Tile, Hardwood
AppliancesDishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingCentral, Natural Gas

Exterior & Lot

ExteriorCourtyard, Private Mailbox, Sidewalk
Lot Size0.13 acres (5,625 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Sprinkler Meter, Street Lights, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$383 / Monthly
Senior CommunityNo

Financial Details

List Price$380,000
Original Price$425,000
Annual Taxes$7,371 (2026)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U32311997F00007300006.0

Schools

ElementaryApollo Beach-HB
MiddleEisenhower-HB
HighLennard-HB

Directions

On U.S. 41 north of Ruskin, MiraBay entry is on the highway's southbound side. Take the first left toward clubhouse, left again on Manns Harbour Drive, check in at security gate, then follow to second left on Winterside Drive.

Location

514 WINTERSIDE DRIVE, APOLLO BEACH, FL 33572

Listing Information

OfficeLPT REALTY, LLC
ListedMay 8, 2026

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Home Price

$380,000

20% ($76,000)
6.75%

Loan Term

Principal & Interest$1,972
Property Tax (est.)$348
Insurance (est.)$150
Total Monthly$2,470
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $380,000 home in APOLLO BEACH.

🏛️

FHA Loan

$13,300 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 8, 2026.

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