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$420,000

8116 RIVER MONT WAY, TEMPLE TERRACE, FL 33637

3D Tour
Active146 days on market

Beds

4

Baths

3

Sq Ft

2,560 sq ft

Year Built

2001

Lot Size

0.16 acres

Garage

2

About This Property

Welcome home to this beautiful 4 bedroom, 2.5 bathroom and 2 car garage home located in the desirable Terrace River community which offers a low HOA fee. As you walk into the home you will appreciate the bright airy open feeling with a neutral color pallet. The offers offers a 1./2 bathroom on the first floor for you and your guests convince. There is a large dedicated living room and a formal diniing room. The home also offers a family room/kitchen combination. The kitchen is large and offers stainless steel appliance, solid surface countertops and a large panty for all your storage needs. As you exit the sliding glass doors you will appreciate the large screen in back porch to enjoy your days and evenings. The bedrooms are located upstairs. The secondary bedroom share a large bathroom with the tub and shower combination. There is a large laundry room located upstairs as well. The primary bedroom is oversized and offers space for an office or reading area. The primary bedroom also offers a oversized walk in closet and ensuite bathroom. The ensuite bathroom has a dual vanity sink, soaking tub and walk in shower. Close to shopping, entertainment and medical facilities. Easy access to I-275. Don't miss this opportunity and schedule a showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8506884
StatusActive
Year Built2001
Total Rooms3
ConstructionBlock, Concrete, Stucco, Wood Frame
RoofShingle
FoundationSlab
FacesEast
SubdivisionTERRACE RIVER PH 1
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorSolid Surface Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesDishwasher, Range, Range Hood, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Sliding Doors
Lot Size0.16 acres (6,933 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$399 / Annually
Senior CommunityNo

Financial Details

List Price$420,000
Original Price$450,000
Annual Taxes$7,909 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #T2628195RT00000100039.0

Schools

ElementaryFolsom-HB
MiddleGreco-HB
HighKing-HB

Directions

Head south on Morris Bridge Rd, Turn right onto Harney Rd., Turn right onto Terrace River Dr and the house is on the left.

Location

8116 RIVER MONT WAY, TEMPLE TERRACE, FL 33637

Listing Information

OfficeMARK SPAIN REAL ESTATE
ListedMay 8, 2026

Schedule a Tour

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$420,000

20% ($84,000)
6.75%

Loan Term

Principal & Interest$2,179
Property Tax (est.)$385
Insurance (est.)$150
Total Monthly$2,714
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $420,000 home in TEMPLE TERRACE.

🏛️

FHA Loan

$14,700 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.

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