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$136,900

4939 FLORAMAR TERRACE UNIT 501, NEW PORT RICHEY, FL 34652

3D Tour
Active148 days on market

Beds

1

Baths

1

Sq Ft

702 sq ft

Year Built

1975

Lot Size

0.02 acres

Garage

0

About This Property

Live the Florida waterfront lifestyle in this beautifully maintained 1-bedroom, 1-bath condo located in the desirable Sea Castle Condominium community within Gulf Harbors. Situated on the 5th floor, this light and bright unit offers stunning canal views leading directly to the Gulf, creating the perfect backdrop for relaxing mornings and peaceful sunsets. Inside, the spacious floor plan features an open living and dining area filled with natural light, along with a bright sunroom overlooking the water that provides additional living space ideal for a sitting area, office, or reading nook. Unlike many units in the community, this condo features an updated open-concept kitchen with newer cabinetry, quartz countertops, stainless steel appliances, and LED lighting, creating a more modern and functional layout for everyday living and entertaining. The generously sized bedroom offers ample closet space, while additional hallway closets and a utility/pantry closet provide plenty of storage. Offered fully furnished, this condo is move-in ready and perfect for year-round living, a seasonal retreat, or an investment opportunity. Residents enjoy resort-style amenities including a heated waterfront pool, fishing dock, shuffleboard courts, BBQ and grilling area, library, game room, workshop, secure lobby, laundry facilities, bike and kayak storage, plus an additional private storage closet on the ground floor. For boating and beach lovers, optional membership is available to the exclusive Gulf Harbors Private Beach Club for just $200 annually, offering private beach access with white sand and breathtaking Gulf sunsets. Nearby public boat ramps and marinas provide easy access for boating, kayaking, and fishing adventures. The monthly condo fee includes cable, internet, water, sewer, trash, and pest control for truly low-maintenance living. Conveniently located just minutes from downtown New Port Richey, you’ll enjoy easy access to waterfront dining, local shops, entertainment, Sims Park, medical facilities, and the historic Richey Suncoast Theatre. Whether you're searching for a waterfront getaway or a full-time Florida home, this condo offers the perfect blend of comfort, convenience, and coastal charm.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8506968
StatusActive
Year Built1975
Stories1
Total Rooms3
ConstructionBlock
RoofBuilt-Up
FoundationSlab
FacesNorth
SubdivisionSEA CASTLE CONDO
CountyPasco
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Elevator, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Window Treatments
FlooringCeramic Tile
AppliancesCooktop, Dishwasher, Electric Water Heater
LaundryCommon Area
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Lighting, Outdoor Grill, Storage
Lot Size0.02 acres (808 sq ft)
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesGunite

Waterfront

WaterfrontYes
FeaturesCanal Front, Waterfront, Canal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$136,900
Original Price$149,900
Annual Taxes$2,614 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMF2
Parcel #162618060.0000.00501.0

Schools

ElementaryRichey Elementary School
MiddleGulf Middle-PO
HighGulf High-PO

Directions

US 19 to Floramar Ter , turn right into property.

Location

4939 FLORAMAR TERRACE UNIT 501, NEW PORT RICHEY, FL 34652

Listing Information

OfficeREAL BROKER, LLC
ListedMay 11, 2026

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Home Price

$136,900

20% ($27,380)
6.75%

Loan Term

Principal & Interest$710
Property Tax (est.)$125
Insurance (est.)$150
Total Monthly$986
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $136,900 home in NEW PORT RICHEY.

🏛️

FHA Loan

$4,792 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$6,845 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 12, 2026.

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