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$225,000

1247 S MARTIN LUTHER KING JR AVENUE UNIT D103, CLEARWATER, FL 33756

3D Tour
Active144 days on market

Beds

2

Baths

2

Sq Ft

1,120 sq ft

Year Built

1986

Lot Size

0.61 acres

Garage

—

About This Property

PLEASE CALL LISTING AGENT BEFORE YOU SHOW!!!!!!! TENANT OCCUPIED. Clearwater FL 55+ Condo for Sale – 2 Bedroom, 2 Bath in Sunshine Terrace Near Clearwater Beach. Welcome to Sunshine Terrace, a well-maintained and affordable 55+ community in Clearwater, Florida, offering this beautifully updated 2-bedroom, 2-bathroom condo with 1,120 square feet of comfortable living space. Located in the heart of Clearwater, this property is ideal as a winter home, seasonal retreat, or full-time residence. This move-in-ready condo features tile flooring throughout and newer impact windows. Water heater replaced 2025, A/C Air handler replaced 2025, , New Electrical panel 2026. The updated kitchen includes BRAND NEW stainless steel appliances (May 2026), new cabinetry, granite countertops, new backsplash, under mount lights, and a convenient pass-through to the dining and living room, creating an open and functional layout perfect for entertaining. The spacious primary suite features double closets and a private ensuite bathroom with a walk-in shower. The second bedroom includes a walk-in closet, and the main bathroom offers a newer vanity and tub. A washer and dryer are conveniently located inside the unit. Residents of Sunshine Terrace enjoy resort-style amenities, including a community clubhouse, heated pool, and organized social activities, making it one of the most desirable active adult communities in Clearwater. The condo includes assigned covered parking plus ample guest parking. Pet-friendly (1 cat allowed) with a 3-month minimum rental policy, making it a great option for seasonal residents and investors. Located just minutes from shopping, dining, medical facilities, and a short drive to the world-famous Clearwater Beach, this property offers the best of Florida Gulf Coast living. If you're searching for a Clearwater 55+ condo near Clearwater Beach, this turnkey opportunity is ready for you.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8507098
StatusActive
Year Built1986
Stories3
Total Rooms8
ConstructionBlock
RoofShingle
FoundationBlock
FacesSouth
SubdivisionSUNSHINE TERRACE CONDO
CountyPinellas
OwnershipCondominium
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Purifier, Water Softener
LaundryInside, Laundry Closet
WindowsStorm Window(s)
CoolingCentral Air
HeatingCentral, Heat Pump

Exterior & Lot

ExteriorCourtyard, Sidewalk, Storage
Lot Size0.61 acres (26,761 sq ft)
Road SurfaceAsphalt
ViewTrees/Woods
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Public, Street Lights

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityYes

Financial Details

List Price$225,000
Annual Taxes$3,208 (2025)
FinancingCash, Conventional, FHA
Parcel #222915884142470103

Directions

From Court Street, go south on S Martin Luther King Jr Ave. to Sunshine Terrace on the left.

Location

1247 S MARTIN LUTHER KING JR AVENUE UNIT D103, CLEARWATER, FL 33756

Listing Information

OfficeKELLER WILLIAMS REALTY- PALM H
ListedMay 15, 2026

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Home Price

$225,000

20% ($45,000)
6.75%

Loan Term

Principal & Interest$1,167
Property Tax (est.)$206
Insurance (est.)$150
Total Monthly$1,524
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How to Buy This Home

Multiple financing options available for this $225,000 home in CLEARWATER.

🏛️

FHA Loan

$7,875 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$11,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 22, 2026.

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