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$429,000

4825 FLORAMAR TERRACE, NEW PORT RICHEY, FL 34652

3D Tour
Active79 days on market

Beds

2

Baths

2

Sq Ft

986 sq ft

Year Built

1960

Lot Size

0.09 acres

Garage

About This Property

Live the ultimate Florida waterfront lifestyle in the sought-after Gulf Harbors community! This beautifully updated 2-bedroom, 2-bathroom waterfront home offers an open-concept floorplan designed for relaxed coastal living and entertaining. Situated on the North Channel with direct access to the Gulf and no bridges, this property is truly a boater’s dream. Step outside to enjoy breathtaking unobstructed water views from your fenced backyard oasis. Bring your boat and keep it ready to go on the 10,000 lb boat lift for effortless days on the water. Tastefully remodeled throughout, this move-in ready home needs nothing but your personal belongings. Nearby islands accessible by boat provides endless opportunities for shelling, nature watching, fishing, or gathering with friends. Schedule your private showing today and start living the waterfront dream!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8507150
StatusActive
Year Built1960
Total Rooms6
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionFLOR A MAR
CountyPasco
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Stone Counters, Thermostat
FlooringCeramic Tile
AppliancesCooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Washer
LaundryLaundry Closet, Outside
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorLighting, Private Mailbox, Rain Gutters, Storage
Lot Size0.09 acres (4,000 sq ft)
Road SurfaceAsphalt
0

Waterfront

WaterfrontYes
FeaturesCanal - Saltwater

Utilities

WaterCanal/Lake For Irrigation
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$429,000
Original Price$439,000
Annual Taxes$5,717 (2025)
FinancingCash, Conventional, VA Loan
ZoningR3
Parcel #162607001.0002.00029.0

Schools

ElementaryJames M Marlow Elementary-PO
MiddleGulf Middle-PO
HighGulf High-PO

Directions

US 19 to West Floramar Terrace. House is on the right.

Location

4825 FLORAMAR TERRACE, NEW PORT RICHEY, FL 34652

Listing Information

OfficeMIHARA & ASSOCIATES INC.
ListedMay 28, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$429,000

20% ($85,800)
6.75%

Loan Term

Principal & Interest$2,226
Property Tax (est.)$393
Insurance (est.)$150
Total Monthly$2,769
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $429,000 home in NEW PORT RICHEY.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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