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$425,000

1275 PALM STREET, CLEARWATER, FL 33755

3D Tour
Active147 days on market

Beds

3

Baths

2

Sq Ft

1,064 sq ft

Year Built

1955

Lot Size

0.12 acres

Garage

—

About This Property

Step inside this beautiful 3 bedroom, 2 bath home in clearwater florida. Every inch of this home has been refreshed, featuring modern flooring and premium finishes. The expansive, private backyard is perfect for hosting, outdoor dining, or lounging under the Florida sun. Enjoy the best of both worlds located just 10 minutes from the award-winning Clearwater Beach and a quick 5 minute drive to the vibrant boutiques and breweries of Downtown Dunedin. Located in a sought-after area with access to highly-rated school zones, making it an ideal choice for families. This property offers total peace of mind with NO HOA restrictions and is situated in a Non-Flood Zone. Perfect for those who demand both comfort and sophistication. A brand new roof, AC, tankless water heater, and appliances.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8507393
StatusActive
Year Built1955
Stories1
Total Rooms8
ConstructionStucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionKNIGHTS ACRES
CountyPinellas
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s)
FlooringVinyl
AppliancesDishwasher, Dryer, Freezer, Microwave, Refrigerator, Washer
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox, Sidewalk
Lot Size0.12 acres (1,088 sq ft)
Lot Dimensions50 x 102
Road SurfaceAsphalt
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$425,000
Original Price$430,000
Annual Taxes$5,954 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningR-4
Parcel #032915469980000150

Schools

ElementaryDunedin Elementary-PN
MiddleDunedin Highland Middle-PN
HighDunedin High-PN

Directions

From Gulf to Bay Blvd. Turn North onto S Keene Rd. From Keene Rd. turn west onto Union St then turn south onto N Betty Lane and then turn west onto Palm street. The property is on the south side of Palm street with the front door facing north.

Location

1275 PALM STREET, CLEARWATER, FL 33755

Listing Information

OfficeKELLER WILLIAMS TAMPA CENTRAL
ListedMay 11, 2026

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Home Price

$425,000

20% ($85,000)
6.75%

Loan Term

Principal & Interest$2,205
Property Tax (est.)$390
Insurance (est.)$150
Total Monthly$2,745
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $425,000 home in CLEARWATER.

🏛️

FHA Loan

$14,875 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 3, 2026.

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