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$199,500

704 MORAY DRIVE, INVERNESS, FL 34453

3D Tour
Active159 days on market

Beds

2

Baths

2

Sq Ft

1,198 sq ft

Year Built

1991

Lot Size

0.16 acres

Garage

1

About This Property

Virtually Staged. Beautiful end unit Windermere Villa move in ready, with a light filled unit due to it being an end unit. The Spacious Kitchen offers abundant cabinetry, and cozy breakfast nook, with a breakfast bar perfect for casual dining or entertaining guests. The open layout connects the dining area with the living area enhancing the homes comfortable flow. Both guest and primary bedrooms are generously sized providing plenty of room. Enjoy a peaceful mornings in the bright sunroom, ideal for coffee or reading a good book. You also have a nice size private patio out back with a fence. The low 291 HOA fee covers cable/wifi, community pool, ground maintenance, irrigation, boat/RV storage and lake access-nothing like water access. Located in the heart of Inverness, this home is just minutes from Withlacoochee State Trail, easy access to walk or bike to downtown events like weekend markets, car shows, art festivals, and live concerts. You will be close to dining, shopping, and medical facilities, this villa is the perfect Florida retreat.

Property Overview

Property TypeResidential
Sub TypeVilla
MLS #TB8507691
StatusActive
Year Built1991
Stories1
Total Rooms3
ConstructionBlock, Concrete, Stucco
RoofTile
FoundationSlab
FacesWest
SubdivisionWINDERMERE PH 01
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Other, Primary Bedroom Main Floor, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile
AppliancesCooktop, Dishwasher, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
LaundryIn Garage
WindowsBlinds, Double Pane Windows, Window Treatments
CoolingCentral Air
HeatingCentral, Electric, Heat Pump
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorLighting, Sidewalk
Lot Size0.16 acres (7,156 sq ft)
Lot FeaturesCorner Lot, Cul-De-Sac, Landscaped, Sidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Available, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$291 / Monthly
Senior CommunityNo

Financial Details

List Price$199,500
Original Price$215,000
Annual Taxes$740 (2025)
FinancingCash, Conventional
ZoningULD
Parcel #20E19S070070000H00040

Directions

Right on Dampier St. and then left on Ella Ave, then left on Windermere Blvd, then left on Moray Drive to end on the left.

Location

704 MORAY DRIVE, INVERNESS, FL 34453

Listing Information

OfficeSAND KEY REALTY
ListedMay 14, 2026

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Home Price

$199,500

20% ($39,900)
6.75%

Loan Term

Principal & Interest$1,035
Property Tax (est.)$183
Insurance (est.)$150
Total Monthly$1,368
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How to Buy This Home

Multiple financing options available for this $199,500 home in INVERNESS.

🏦

Conventional

$9,975 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 20, 2026.

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