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$399,000

3312 N JEFFERSON STREET, TAMPA, FL 33603

3D Tour

Active30 days on market

Beds

Baths

Sq Ft

1,202 sq ft

Year Built

1920

Lot Size

0.13 acres

Garage

—

About This Property

Price improvement! Now available under $400,000, this updated Tampa Heights bungalow features four bedrooms, two bathrooms, and versatile living options. This charming 1920s home combines historic character with thoughtful updates, featuring a welcoming front porch, bright open living space, and a modern kitchen with granite countertops and stainless steel appliances. The floor plan includes a rear bedroom and full bathroom with a separate entrance, ideal for guests, a home office, multigenerational living, or added privacy. The home has been thoughtfully maintained with a 2016 roof, 2019 A/C system, and professional termite treatment completed in 2024, providing added peace of mind for the next owner. Outside, enjoy a private fenced yard with space to relax, entertain, garden, or create your own outdoor retreat. A rear storage shed provides additional functionality. Located in Tampa Heights, you are minutes from Armature Works, the Tampa Riverwalk, downtown Tampa, Water Street, dining, parks, and entertainment. Enjoy the convenience of city access while maintaining the charm and character of a historic neighborhood. A unique opportunity to own an updated bungalow with four bedrooms, flexible living space, and convenient access to the best of Tampa Heights, downtown Tampa, and the Riverwalk.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8507715

StatusActive

Year Built1920

Stories1

Total Rooms4

ConstructionWood Siding

RoofShingle

FoundationCrawlspace

FacesEast

SubdivisionCENTRAL PARK BLKS 13 14 15 16

CountyHillsborough

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor

FlooringCarpet, Laminate

AppliancesDryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

LaundryInside, Laundry Room

WindowsBlinds

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorGarden, Private Yard

FencingWood

Lot Size0.13 acres (5,493 sq ft)

Lot Dimensions54 x 101.72

Road SurfaceBrick, Paved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesBB/HS Internet Available, Electricity Connected, Public, Water Connected

Parking

GarageNo

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$399,000

Original Price$432,500

Annual Taxes$2,846 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningRS-50

Parcel #A1229184IA00001400003.0

Schools

ElementaryGraham-HB

MiddleStewart-HB

HighHillsborough-HB

Directions

From I-275, take Exit 45A for Floribraska Ave. Head east on Floribraska Ave, turn left on N Jefferson St, continue north to property on right.

Location

3312 N JEFFERSON STREET, TAMPA, FL 33603

Listing Information

OfficeDALTON WADE INC

ListedJune 13, 2026

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Pick a Day

Preferred Time

Home Price

$399,000

Down Payment20% ($79,800)

Interest Rate6.75%

Loan Term

Principal & Interest$2,070

Property Tax (est.)$366

Insurance (est.)$150

Total Monthly$2,586

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Nearby Schools

Elementary School

Graham-HB

View on GreatSchools →

Middle School

Stewart-HB

View on GreatSchools →

High School

Hillsborough-HB

View on GreatSchools →

How to Buy This Home

Multiple financing options available for this $399,000 home in TAMPA.

🏛️

FHA Loan

$13,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 13, 2026.