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$318,900

4490 AYRSHIRE DRIVE, SPRING HILL, FL 34609

3D Tour
Active102 days on market

Beds

4

Baths

2

Sq Ft

1,709 sq ft

Year Built

2005

Lot Size

0.25 acres

Garage

3

About This Property

**2024 ROOF + 4 BEDROOMS + 3-CAR TANDEM GARAGE + CONSERVATION/NO REAR NEIGHBORS + GATED COMMUNITY + AMENITIES!** This 4-bedroom, 2-bath home offers 1,709 square feet of living space in the gated Sterling Hill community of Spring Hill. A functional split-bedroom floor plan provides separation between the primary suite and additional bedrooms, while the open living, dining and kitchen areas create an easy flow for everyday living and entertaining. The primary suite features generous closet space and a private en-suite bath. Three additional bedrooms offer plenty of flexibility for bedrooms, office space, hobbies or guests. Step outside to the covered lanai and enjoy the CONSERVATION BACKDROP WITH NO REAR NEIGHBORS—a standout feature that provides added privacy and a peaceful outdoor setting. The versatile 3-CAR TANDEM GARAGE provides valuable additional space for vehicles, storage, recreational equipment or a workshop area. Major updates include a NEW ROOF IN 2024 and A/C replaced in 2019. Sterling Hill offers an extensive selection of community amenities, including two clubhouses, two swimming pools, two fitness centers, tennis, pickleball, basketball and volleyball courts, playgrounds, splash pad, dog park, billiards, activity field and additional recreational spaces. Public water and sewer add everyday convenience. Conveniently located near shopping, dining, medical facilities and major roadways throughout Spring Hill. With FOUR BEDROOMS, a 2024 ROOF, 3-CAR TANDEM GARAGE, covered lanai, conservation setting with NO REAR NEIGHBORS and access to Sterling Hill's extensive amenities, this home delivers a combination of features that deserves a closer look. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8508011
StatusActive
Year Built2005
Total Rooms7
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionSTERLING HILL PH 1A
CountyHernando
OwnershipFee Simple

Interior Features

InteriorHigh Ceilings, Open Floorplan
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral
SecurityGated Community

Exterior & Lot

ExteriorOther
Lot Size0.25 acres (10,815 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesOther

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$150 / Annually
Senior CommunityNo

Financial Details

List Price$318,900
Original Price$355,000
Annual Taxes$4,212 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRC1
Parcel #R0922318360101300140

Directions

US 19 East on Spring Hill Dr North on Barclay West on Elgin South on Sterling Hill BLvd West on Glenburn Dr West on Bainbridge Way south on Ayrshire dr

Location

4490 AYRSHIRE DRIVE, SPRING HILL, FL 34609

Listing Information

OfficePEOPLE'S TRUST REALTY
ListedMay 12, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$318,900

20% ($63,780)
6.75%

Loan Term

Principal & Interest$1,655
Property Tax (est.)$292
Insurance (est.)$150
Total Monthly$2,097
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How to Buy This Home

Multiple financing options available for this $318,900 home in SPRING HILL.

🏛️

FHA Loan

$11,162 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,945 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 22, 2026.

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