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$409,900

7783 LAKE JAMES BOULEVARD, LAKELAND, FL 33810

3D Tour
Active141 days on market

Beds

2

Baths

2

Sq Ft

1,925 sq ft

Year Built

2019

Lot Size

0.16 acres

Garage

2

About This Property

Owner is open to offering rent to own or owner financing on this home. Welcome to effortless Florida living in the highly sought-after 55+ gated community of Lake James. This beautifully maintained 2019 Ernie White “Gibson” model offers 2 bedrooms, 2 bathrooms, a dedicated office/flex space, and nearly 2,000 square feet of thoughtfully designed living space. From the moment you arrive, you’ll notice the upgraded curb appeal with paver driveway, manicured landscaping, and elegant architectural details. Inside, the home features soaring coffered ceilings, crown molding, an open-concept floor plan, and abundant natural light throughout. The spacious kitchen is designed for both entertaining and everyday living with quartz countertops, solid wood cabinetry, stainless steel appliances including a double oven with convection feature, a large island, pantry storage with wood shelving, and seamless flow into the dining and living areas. The private primary suite is a true retreat featuring a large walk-in closet with custom shelving and an upscale en-suite bath complete with dual vanities, 2 linen closets, quartz counters, and a beautifully tiled walk-in shower. Guests will appreciate the split-bedroom layout that provides comfort and privacy, while the dedicated office with French doors creates the perfect work-from-home space or optional third bedroom conversion. The laundry room features built in cabinets, counter, and sink, for added convenience. Step outside to enjoy the oversized screened lanai overlooking lush landscaping, creating a peaceful outdoor setting ideal for morning coffee or evening relaxation. Additional upgrades include tile flooring throughout the main living areas, recessed lighting, ceiling fans, indoor laundry with utility sink, and a spacious two-car garage with extensive shelving for added storage. Lake James residents enjoy resort-style amenities including a community pool, clubhouse atmosphere, cable, internet, and maintenance services all included through the HOA for low-maintenance living. Conveniently located near shopping, dining, medical facilities, and major highways, this home offers the perfect blend of comfort, convenience, and upscale active living. Tons of new updates including Water softener added in 2023, pavers treated / sealant applied in 2023, landscaping updated in 2025, exterior and one bedroom painted in 2026. Move-in ready and impeccably cared for — this is the Florida lifestyle you’ve been waiting for.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8508066
StatusActive
Year Built2019
Stories1
Total Rooms11
ConstructionStucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionLAKE JAMES PH 3
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s)
FlooringTile
AppliancesConvection Oven, Dishwasher, Microwave, Range, Refrigerator
LaundryLaundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral, Heat Pump

Exterior & Lot

ExteriorSliding Doors
Lot Size0.16 acres (7,039 sq ft)
Lot FeaturesLandscaped
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Underground Utilities

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$310 / Monthly
Senior CommunityYes

Financial Details

List Price$409,900
Original Price$414,000
Annual Taxes$4,662 (2025)
FinancingCash, Conventional, FHA, Lease Option, Lease Purchase, Owner May Carry, VA Loan
Parcel #232710000833003090

Directions

Heading southwest on I-4 W, Use the right 2 lanes to take exit 32 for US-98 toward Lakeland/Dade City, Use the right 2 lanes to turn right onto US-98 N, Turn left onto Banana Rd, Turn left onto Lake James Blvd, At the traffic circle, take the 4th exit and stay on Lake James Blvd, Turn right to stay on Lake James Blvd, Destination will be on the right

Location

7783 LAKE JAMES BOULEVARD, LAKELAND, FL 33810

Listing Information

OfficeLA ROSA REALTY LLC
ListedMay 18, 2026

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Home Price

$409,900

20% ($81,980)
6.75%

Loan Term

Principal & Interest$2,127
Property Tax (est.)$376
Insurance (est.)$150
Total Monthly$2,653
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How to Buy This Home

Multiple financing options available for this $409,900 home in LAKELAND.

🏛️

FHA Loan

$14,347 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 17, 2026.

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