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$729,000

6412 KEY ISLAND AVENUE, APOLLO BEACH, FL 33572

3D Tour
Active95 days on market

Beds

4

Baths

3

Sq Ft

2,706 sq ft

Year Built

2015

Lot Size

0.11 acres

Garage

2

About This Property

Welcome to Bimini Bay, a gated waterfront community in Apollo Beach, Florida 33572, in southern Hillsborough County. This two-story home has four bedrooms plus a bonus room and sits on a saltwater canal with bridge-free access to Tampa Bay. It has a private 12,000 lb boat lift, a metal roof, a remodeled kitchen and a renovated primary bathroom. It also comes with an assumable Chase mortgage at 3.625%. The community has low monthly HOA fees and no CDD fees. The kitchen was fully remodeled. It has extended granite countertops, an oversized island with seating and prep space, contemporary cabinetry, a large walk-in pantry and updated appliances. The kitchen opens to a bright living room and a breakfast nook, so the main living area is connected and easy to move through. The first floor also has a formal dining room and a separate family room, which gives you room for both everyday living and entertaining. Upstairs, the primary suite has a large walk-in closet and connects to a bonus room that can work as a home office, sitting room, reading area or flex space. The renovated primary bathroom has a garden tub, a walk-in shower and a double vanity. The three other bedrooms are generously sized and give each occupant privacy. The upstairs laundry room is near the bedrooms and has extra storage. The extended lanai looks out over the saltwater canal and has room for outdoor dining and seating. A brick paver walkway runs from the lanai to the private boat lift, which has a 12,000 lb capacity. From the canal, boats can reach Tampa Bay without passing under any bridges. The home has been freshly painted inside and out. The two-car garage has room for vehicles, kayaks, paddleboards and fishing gear. The metal roof is built for durability and a long service life. Apollo Beach sits on the eastern shore of Tampa Bay. Nearby dining includes waterfront restaurants such as Circles Waterfront Restaurant and Apollo's Bistro, along with casual local cafes. Recreation options include the TECO Manatee Viewing Center, local nature preserves, Apollo Beach's public beach, area golf courses and marinas. The Gulf beaches of Pinellas County and Busch Gardens Tampa Bay are within day-trip distance, and there is shopping and everyday services close by. For travel, I-75, US-41, US-301, the Selmon Expressway and I-4 connect Apollo Beach to Downtown Tampa, MacDill Air Force Base and St. Petersburg. Tampa International Airport (TPA) is a short drive away, which makes business trips and visits from out-of-town guests easy. The Chase mortgage can be assumed at 3.625% with a balance of about $334,000, subject to lender approval. The existing flood insurance policy is also assumable, and details are available on request. Depending on current market rates, assuming a 3.625% loan may lower the buyer's monthly payment compared with new financing. Buyers should confirm the terms with the lender. This waterfront home combines boating access, updated interiors and a location close to the Tampa Bay region. Schedule a private showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8508126
StatusActive
Year Built2015
Total Rooms7
ConstructionBlock, Concrete, Stucco
RoofMetal
FoundationSlab
FacesSoutheast
SubdivisionBIMINI BAY PH 2
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Tray Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Luxury Vinyl
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room, Upper Level
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorHurricane Shutters, Private Mailbox, Sidewalk
FencingVinyl
Lot Size0.11 acres (4,583 sq ft)
Lot Dimensions50.01 x 99.61
Lot FeaturesCul-De-Sac
Road SurfacePaved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesCanal - Brackish

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$510 / Quarterly
Senior CommunityNo

Financial Details

List Price$729,000
Original Price$769,900
Annual Taxes$5,898 (2025)
FinancingAssumable, Cash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U21311995W00000000069.0

Schools

ElementaryApollo Beach-HB
MiddleEisenhower-HB
HighLennard-HB

Directions

Head south on Interstate 75 South and take exit 246 toward Big Bend Road. Turn right onto Big Bend Road and travel west for approximately 2.5 miles toward US Highway 41 South. Turn left onto US Highway 41 South and continue south for approximately 2.2 miles. Turn right onto Apollo Beach Boulevard and proceed west for nearly 2 miles. Turn left onto Harbor Village Lane and then take an immediate right onto Key Island Avenue. Follow Key Island Avenue west and the destination, 6412 Key Island Avenue, will be on the left.

Location

6412 KEY ISLAND AVENUE, APOLLO BEACH, FL 33572

Listing Information

OfficeENGEL & VOLKERS TAMPA DOWNTOWN
ListedJune 16, 2026

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Home Price

$729,000

20% ($145,800)
6.75%

Loan Term

Principal & Interest$3,783
Property Tax (est.)$668
Insurance (est.)$150
Total Monthly$4,601
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $729,000 home in APOLLO BEACH.

🏛️

FHA Loan

$25,515 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$36,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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